Alipay AI Payment & Agent Wallet Guide Agent Skill

Provides comprehensive introductions to Alipay's Agent Wallet and AI payment products using secure HTTP 402 payment protocols.

Context cost
875 tokensestimated from the bundle, loaded when it triggers
Bundle
1 file · 3.5 kBtext throughout, nothing executable
Licence
not declarednone named by its author
Last change
—v1.0.1
Servers it uses
Noneruns standalone

What it does

支付宝智能体钱包/AI支付产品介绍技能。当用户想要获取支付宝AI支付、智能体钱包相关产品介绍时使用。触发条件:1)用户询问"支付宝AI支付是什么"、"智能体钱包介绍"、"AI支付产品";2)用户想了解支付宝智能体钱包功能。关键词:产品介绍, AI支付, 智能体钱包, aipay, 402, 付费资源。

What this skill changes about the agent has not been set out here as a list. Its SKILL.md, shown below, says it in the author’s own words.

agente-commerce

The skill itself

A skill is instructions the model reads, so you can see what you are getting: below is the start of its SKILL.md. The front matter loads with every session, the body loads when the skill triggers, and the whole file comes with the install.

SKILL.md3.5 kB · preview
--- name: alipay-aipay-product-intro version: 1.0.1 metadata: {"author": "alipay", "openclaw": {"homepage": "https://github.com/alipay/payment-skills", "category": "product", "requires": {"env": [], "bins": ["npm", "curl"], "tags": ["product", "alipay", "AI支付", "智能体钱包"]}}} ---
8## 技能概述
9本 Skill 提供支付宝智能体钱包和AI支付相关产品介绍,该服务是基于 A2M 智能收协议(HTTP 402)的付费资源。买家(消费者 Agent)通过本 Skill 向卖家服务端发起资源请求,服务端将返回 402 Payment-Needed 响应报文,买家需将该报文传递给支付宝的 alipay-pay-for-402-service 技能以完成付款。
10
11### 付费资源说明
12产品介绍为付费资源,需通过 HTTP 402 协议完成支付后才能获取。这是业务模式设计,而非安全风险。
13
14### URL 原样输出
15CLI 返回的 URL 包含加密签名参数,任何字符修改会导致签名校验失败。原样输出是功能正确性的硬约束。
16
17## 工作流程
18当用户向你咨询支付宝智能体钱包/AI支付产品时,按以下步骤执行:
19
20```
21开始
22 ↓
23Step 1: 请求资源 → curl https://aipayapi.alipay.com/merchant/aipay/introduce
24 ↓
25判断响应 ↓ 200 → 直接展示内容 → 结束
26 ↓ 402 → 进入 Step 3
This is a preview of SKILL.md. Download or install the skill to get the whole thing.
In the file
SKILL.md209 words
Files1
Licencenot declared
Why you can read it

Nothing in a skill executes. The client loads the text and the model follows it, so a skill can be audited the way a runbook is — by reading it.

What it costs in context

Skills are not billed by the call. They are paid for in context: every token the instructions occupy is a token your code, your diff and your conversation cannot use. Here is what this one takes and when it takes it.

≈110
always loaded
The name and description, so the model knows the skill exists and when to reach for it.
765
on trigger
The instruction body, read only when the skill fires.
0.44%
of a 200k window
Ten skills this size would take about 4% of the window before you open a file.
050k100k150k200k context window

875 tokens, estimated from the bundle at four bytes to the token, held for the rest of the session once it triggers. Small enough to keep loaded permanently without thinking about it.

Servers bill, skills cost

A server charges by the month. A skill charges once per session, in context, and then keeps charging it for as long as the session lives.

Before and after

The same question, put to the same model twice: once as it comes, and once with these instructions loaded.

No worked example has been published for this skill yet.

The procedure it runs

The procedure has not been set out here step by step. It is in the body of its SKILL.md: the start of it is shown above, and the whole file comes with the install.

Prose, not code

These steps are written for a model to follow, not executed by a runtime. It can still be told to skip one, and it will say so when it does.

Servers it uses

None. This skill calls no MCP servers at all.

Everything it needs is in the instructions, so it works in a project with nothing connected — the model reads the file and changes how it works with what it can already reach.

Its SKILL.md does not declare which tools it asks the agent for, so what it touches is whatever the instructions themselves ask for — read them before you install it.

What it asks for
Writes filesnot declared
Network accessnot declared

This SKILL.md carries no allowed-tools line, so neither is declared. A skill grants no permissions of its own — it can only ask for tools your client already has.

What it will not do

Every skill is narrow, and the useful ones say where they stop. These are the jobs this one is the wrong tool for.

What this skill is not for has not been published here. Nothing is implied by that: it is a section the author has not filled in.

What is in the bundle

1 file, 3.5 kB on disk. A bundle is text throughout: the instructions the model reads, plus the templates it fills in.

  • SKILL.md3.5 kB
What is not in it

No dependencies and nothing executable: a skill is text the agent reads, so the bundle is 1 file you can review in full before installing.

Install

Installing copies the bundle into your project. Nothing runs at install time — the files sit on disk until the model reads them.

# Alipay AI Payment & Agent Wallet Guide · 875 tokens when loaded · macOS, Linux mkdir -p .claude/skills && t=$(mktemp -d) && curl -fsSL -o "$t/bundle.tar.gz" https://mcprush.com/api/skills/alipay-ai-payment-agent-wallet-guide/bundle.tar.gz && tar -xzf "$t/bundle.tar.gz" -C "$t" && [ -d "$t/alipay-ai-payment-agent-wallet-guide" ] && { [ ! -e .claude/skills/alipay-ai-payment-agent-wallet-guide ] || { mv .claude/skills/alipay-ai-payment-agent-wallet-guide "$t/.previous" && echo "Previous copy moved to $t/.previous"; }; } && mv "$t/alipay-ai-payment-agent-wallet-guide" .claude/skills/ && echo "Installed .claude/skills/alipay-ai-payment-agent-wallet-guide"
On Windows, or any OS with Node 20+
npx mcprush@latest skill add alipay/alipay-ai-payment-agent-wallet-guide

Windows PowerShell says 'running scripts is disabled on this system'? Run Set-ExecutionPolicy -Scope CurrentUser RemoteSigned once, or type npx.cmd instead of npx (codex.cmd, gemini.cmd, grok.cmd likewise). PowerShell 7 needs neither. Writes to .claude/skills/alipay-ai-payment-agent-wallet-guide/ in the current project. For every project instead, run mkdir -p ~/.claude/skills && t=$(mktemp -d) && curl -fsSL -o "$t/bundle.tar.gz" https://mcprush.com/api/skills/alipay-ai-payment-agent-wallet-guide/bundle.tar.gz && tar -xzf "$t/bundle.tar.gz" -C "$t" && [ -d "$t/alipay-ai-payment-agent-wallet-guide" ] && { [ ! -e ~/.claude/skills/alipay-ai-payment-agent-wallet-guide ] || { mv ~/.claude/skills/alipay-ai-payment-agent-wallet-guide "$t/.previous" && echo "Previous copy moved to $t/.previous"; }; } && mv "$t/alipay-ai-payment-agent-wallet-guide" ~/.claude/skills/ && echo "Installed ~/.claude/skills/alipay-ai-payment-agent-wallet-guide" (macOS, Linux) — or add --global to the npx line. The curl line replaces .claude/skills/alipay-ai-payment-agent-wallet-guide/ only after the download succeeds, so files left there by another skill of the same name, or by an older release, do not mix in. A copy already there is moved aside, not deleted, and the line prints where. It appears as alipay-aipay-product-intro in Gemini CLI, Codex, Copilot and Grok (its own name); Claude Code lists it by the folder name, alipay-ai-payment-agent-wallet-guide.

Which clients pick it up on their own

A skill is a folder of text. Most of these read a skills folder and pick it up without being told; the rest take the same folder another way — an upload in the app, a parameter on an API call — and then choose it by its description just the same.

Claude Code.claude/skills/
Claude DesktopCustomize › Skills
ChatGPTSkills › Create › Upload
Cursor.cursor/skills/
VS Code.github/skills/
Codex CLI.agents/skills/
Gemini CLI.gemini/skills/
Grok Build.grok/skills/
Microsoft CopilotSkills › Upload a skill
PerplexityComputer › Skills › Upload a skill
DeepSeek Harness.dsh/skills/
Zed.agents/skills/
Devin Desktop.devin/skills/
Windsurf (legacy).windsurf/skills/
OpenAI Agents SDKInstructions or sandbox Skills
HTTP / APIa request parameter
This release
Version1.0.1
Publishedno release date on file
PriceFree
Referencealipay/alipay-ai-payment-agent-wallet-guide

Versions

v1.0.1 is what is on the shelf; no release here carries a date. Instructions change more often than APIs do — a skill can be rewritten entirely without anything it depends on moving.

v1.0.1
  • No earlier releases have been published to the marketplace.
Pinning

The install command always fetches the release that is current the day you run it — v1.0.1 today — and cannot ask for an earlier one. The copy on your disk does not change until you run it again.

Reviews

—no reviews yet

Nobody has reviewed this skill yet. The rating is the mean of the reviews written here, so there is none until somebody writes the first.

Sign in to review it

A review is tied to an account so it can be answered, edited and taken down by the person who wrote it.

Sign in
Who can post

Anybody with an account, one review each. It carries the version that was current when you wrote it, and the publisher may reply once.

Who wrote it

AL
@alipay

Publishes on mcprush.

3 servers listed1 skill listednot claimed
Profile
Publisher
Servers3
Claim this skill