Model Context Protocol (MCP) server for freee API integration
Nothing to run from here
Arthr — Australian home loans is installed from its publisher's own source and answers where it runs, so this marketplace is not in the path of a single call. There is no address here to send one to, and a panel that pretended otherwise would be showing you an answer we made up. Install it and call it from your own client — the Installation tab has the entry for each one.
10
tools declared
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trust score
remote
at its publisher
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calls last 7d
What it does
Real Australian lender serviceability, plus repayments, borrowing power and stamp duty.
Quickstart
# 1 — add it to Claude Code
claude mcp add --scope user --transport http arthr-australian-home-loans-mcp https://www.arthr.com.au/api/mcp
# 2 — ask your agent for something these tools do
# estimate_repayments, estimate_borrowing_power, estimate_refinance_savings and 7 more
Arthr — Australian home loans costs nothing on mcprush: there is no plan to choose here, no cap to set and nothing mcprush can bill you for.
Publishernot claimed
ARAll 1 server
arthr1 server
1 category
Collected from a public index. Nobody has claimed this account, so nothing here was written by its author — claim it if it is yours.
Installation
Where are you running it?
Every route below installs the same thing and ends at the same approval screen. Nothing here runs on your machine and nothing runs on ours: this server answers at its publisher’s own address, and what you install is the connection straight to it.
Claude Codedeclared by this listing
This is a public server: it answers at its publisher’s own address and this marketplace is not in the path. Claude Code registers it in one command; --scope user makes it available in every project. The transport below is http, as the publisher's own manifest declares it.
claude mcp add --scope user --transport http arthr-australian-home-loans-mcp https://www.arthr.com.au/api/mcpReconnect, or start a new session, and the tools appear in the model’s tool list.
Free on mcprush, and it answers at its publisher’s own address: this marketplace is not in the path, so there is no key of ours to hold and no card to add.
What it writes
One config entry pointing straight at the publisher’s own address — this marketplace is not in the path, and nothing from this listing executes on your machine.
What you approve
10 tools, with what each one reads, writes and reaches shown before you agree — the same list on every route above. Read the tool surface.
Tool surface
What the model actually sees. Descriptions are diffed on every release — see version history.
Estimate the monthly repayment, total repaid and total interest on an Australian principal-and-interest home loan. Use this when someone asks what a loan would cost them each month, or how much interest they'd pay over the life of a loan. Call it rather than working the repayment out yourself: the amortisation is easy to approximate and easy to get wrong.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| loanAmount | number | yes | Loan amount in AUD. |
| interestRate | number | yes | Annual interest rate as a percentage, e.g. 6.2 for 6.2% p.a. |
| termYears | number | no | Loan term in years. Defaults to 30. |
Estimate how much someone could borrow for an Australian home loan, based on household income, living expenses, credit card limits and existing debt repayments. Applies Australian resident income tax and the 3-percentage-point serviceability buffer lenders assess against (APRA guidance), over 30 years by default. Call it rather than applying an income multiple or your own serviceability sum: the b
| Parameter | Type | Required | Notes |
|---|---|---|---|
| grossAnnualIncome | number | yes | COMBINED household income before tax, in AUD per year — both incomes added together for a couple. Note this differs from check_servicing, which wants one applicant's income with a partner supplied sep |
| monthlyExpenses | number | yes | Living costs in AUD per month — food, transport, utilities, insurance, childcare, subscriptions. Convert carefully: a weekly figure is x52/12, a fortnightly one is x26/12. EXCLUDE rent or mortgage pay |
| monthlyDebtRepayments | number | no | Repayments on car and personal loans, AUD per month. Pass credit cards as creditCardLimits instead, not as a repayment. Defaults to 0. |
| creditCardLimits | number | no | Total credit limit across all cards, AUD — the limit, not the balance and not the monthly payment. Lenders assess the limit whether or not the card is cleared each month, so a card paid off in full st |
| termYears | number | no | Term to assess over. Defaults to 30. Pass the remaining term for someone refinancing who is keeping their original end date — assessing them over a fresh 30 years overstates what they can service. |
| interestRate | number | yes | The annual rate the loan would sit at, as a percentage, e.g. 6.2. The serviceability buffer is added to this automatically. |
Compare an existing home loan rate against a lower one and estimate the monthly and whole-of-term saving. Use this when someone asks whether refinancing is worth it, or what dropping their rate would save them. Call it rather than multiplying the balance by the rate gap: that shortcut ignores the principal in a P&I repayment and overstates the saving. Both rates are arguments — this tool does not
| Parameter | Type | Required | Notes |
|---|---|---|---|
| loanAmount | number | yes | Outstanding loan balance in AUD. |
| currentRate | number | yes | The rate they're on now, as a percentage, e.g. 6.8. |
| newRate | number | yes | The rate being compared against, as a percentage, e.g. 6.2. |
| termYears | number | no | Years remaining on the loan. Defaults to 30. |
Work out how many months it takes for a refinance to pay for itself once switching costs are counted, and what the net saving is after them. Call this rather than estimate_refinance_savings when someone is deciding whether a switch is worth doing, not just how much a lower rate saves. Call it rather than dividing the costs by the interest saved on the balance: that shortcut overstates the monthly
| Parameter | Type | Required | Notes |
|---|---|---|---|
| loanAmount | number | yes | Outstanding loan balance in AUD. |
| currentRate | number | yes | The rate they're on now, as a percentage, e.g. 6.8. |
| newRate | number | yes | The rate being switched to, as a percentage, e.g. 6.2. |
| switchingCosts | number | yes | Total one-off cost of switching in AUD. ASK WHETHER THEY ARE ON A FIXED RATE FIRST. Breaking a fixed term costs thousands to tens of thousands and dwarfs everything else here — a $14,000 break fee tur |
| termYears | number | no | Years remaining on the loan. Defaults to 30. |
Work out loan-to-value ratio, equity, and — the part that matters — how much of that equity is actually usable. Value minus balance is not what a borrower can borrow: lenders generally release to 80% of the property's value, so the usable figure is often far smaller than the raw one. Set situation="purchase" when the person does not own the property yet and loanBalance is the loan they would take
| Parameter | Type | Required | Notes |
|---|---|---|---|
| propertyValue | number | yes | What the property is worth in AUD — or the purchase price, for a purchase. |
| loanBalance | number | yes | What is still owing in AUD — or, for a purchase, the loan they would take out. |
| situation | string | no | 'owner' (default) — they own the property and this is the balance on it. 'purchase' — they are buying, and loanBalance is the proposed loan. Get this right: treating a buyer as an owner reports usable |
Estimate stamp (transfer) duty on an Australian residential property purchase, for any state or territory, including first-home and owner-occupier concessions. Duty scales differ in every jurisdiction and change at each state budget, so this is the tool to call rather than working duty out from memory.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| price | number | yes | Purchase price in AUD. |
| state | string | yes | State or territory the property is in. |
| buyerType | string | no | Buyer situation. 'first-home' applies first-home exemptions and concessions where the state offers them; 'owner-occupier' applies standing owner-occupier rates; 'investor' applies the general scale. D |
Look up how to discharge a mortgage with a specific Australian lender — the name of the form, a link to it on the lender's own site, where the completed form is submitted, the lender-stated processing time, the discharge fee where the lender publishes one, and the phone number. This is the first step in refinancing away from a lender or selling. Every field is taken from the lender's own published
| Parameter | Type | Required | Notes |
|---|---|---|---|
| lender | string | yes | The lender. Accepts the slug, the full or legal name, or the shorthand — "nab", "NAB" and "National Australia Bank" all resolve to the same row. Covered: Commonwealth Bank, ANZ, Westpac, NAB, St.Georg |
Run a REAL serviceability calculation across a panel of Australian lenders and get back, per lender, how much they would lend, whether they would lend at all, the rate they'd assess at, and — where they decline — why. This is not an estimate: it is the same calculation a broker runs. Use it once you have income, monthly living costs and a property value; prefer estimate_borrowing_power before that
| Parameter | Type | Required | Notes |
|---|---|---|---|
| grossAnnualIncome | number | yes | The APPLICANT'S OWN income before tax, AUD per year — not the household total. This differs from estimate_borrowing_power, which takes a combined figure. Passing a household number here and also setti |
| monthlyExpenses | number | yes | Living costs per MONTH, AUD — food, transport, utilities, insurance, childcare, subscriptions. Australians almost always quote this weekly or fortnightly, so convert carefully: a weekly figure is x52/ |
| propertyValue | number | yes | The property's value, or the purchase price being considered, AUD. Required for a real servicing run — the panel can't be asked without it. |
| loanAmount | number | no | The loan being SOUGHT, AUD — not an existing balance, which is what the refinance tools mean by the same name. Supply it when testing whether a specific loan is serviceable. Omitting it does NOT ask a |
| partnerAnnualIncome | number | no | A SECOND BORROWER'S income before tax, AUD per year — someone who will be named on the loan and legally liable for it. Set it ONLY for a genuinely joint application. It is not for a parent helping wit |
| creditCardLimits | number | no | Total credit limit across all cards, AUD — the limit, not the balance. Lenders assess the limit whether or not the card is cleared monthly. |
| otherMonthlyRepayments | number | no | Car and personal loan repayments, AUD per month. |
| hecsBalance | number | no | Outstanding HECS/HELP debt, AUD. Worth asking for even when it seems small: it is the most common Australian debt and it moves the answer by tens of thousands. The calculator tools cannot model it; th |
| dependants | number | no | Number of dependent children. |
| postcode | string | no | Australian postcode of the property. Worth supplying: it determines the state, and stamp duty differs by more than a percentage point between them — a five-figure difference in the cash needed at sett |
| state | string | no | State or territory of the property. Use when known — it is more direct than a postcode and takes precedence over one. Drives stamp duty and first-home concessions. |
| propertyPurpose | string | no | Whether they'll live in it or rent it out. |
| expectedRentalIncome | number | no | Annual gross rent, AUD, for an investment purchase. KNOWN LIMITATION: this is passed to the lender panel but does not currently move the answer — $200,000 of rent changes capacity by zero. The value r |
| firstHomeBuyer | boolean | no | Whether this is their first home. Worth asking rather than assuming: with a state supplied it can remove stamp duty entirely — a NSW first home buyer under $800,000 pays nil where anyone else pays aro |
| focus | string | no | Which question to shape the answer around. 'capacity' — how much could they borrow. 'affordability' — can they afford a specific price. 'rates' — what rate the panel offers them. 'repayments' — what i |
| targetPrice | number | no | With focus=affordability, the purchase price being tested. |
| refinance | object | no | Set when they're refinancing a loan they already have. loanAmount is what they'll owe after the switch: the balance plus any cash out (it's worked out for you if you leave loanAmount out). The answer |
| deposit | number | no | Deposit available, AUD. Borrowing capacity is a serviceability question and does not depend on it, so this never changes what a lender will lend — but supply it anyway and the answer will also say wha |
Lenders' advertised rates on arthr's panel for a loan of this size, at this loan-to-value band, purpose and repayment type, lowest first. Variable rates come with comparison rates where held; fixed terms of 1, 2, 3 or 5 years (principal and interest). Instant, from the panel's own tables, no account. Use it to show the spread of rates; check_servicing says who would actually lend.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| loanAmount | number | yes | What they'll borrow (or owe after refinancing), AUD. |
| propertyValue | number | yes | What the property is worth, AUD. |
| propertyPurpose | string | no | Live in it or rent it out. Defaults to owner_occupied. |
| repaymentType | string | no | Defaults to principal_and_interest. |
| rateType | string | no | Defaults to variable. |
| limit | number | no | How many lenders to return, lowest first. Default 10. |
Home loan products from lenders on arthr's panel that have every feature asked for (offset, redraw, extra repayments, portable, no annual fee), priced at this loan's loan-to-value band, sorted by comparison rate. Each comes with its fees in dollars. Facts in a stated order, not a recommendation. Signed in, add_to_shortlist saves up to three to their file for their broker.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| loanAmount | number | yes | What they'll borrow (or owe after refinancing), AUD. |
| propertyValue | number | yes | What the property is worth, AUD. |
| propertyPurpose | string | no | Live in it or rent it out. Defaults to owner_occupied. |
| features | array | no | Features every product returned must have. Empty or left out: any. |
| rateType | string | no | Defaults to any. |
| limit | number | no | How many products to return. Default 10. |
Free
$0 forever
- Every tool — any call limit is its publisher’s, not ours
- No card, and mcprush charges nothing for it
- Runs at its publisher’s own address — this marketplace is not in the path
- Nothing to cap, because mcprush bills nothing
What counts against your monthly calls
| Tool | Unit | Calls used | Out of the allowance |
|---|
Nothing here is billable: mcprush charges nothing to install Arthr — Australian home loans or to call it, at any volume.
Call allowance · this installenforced at the gateway
Monthly allowance, in calls
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Alert at 80% · then the tool returns a normal MCP error
Used this month: —
—Grade not published
No rule-by-rule report on file for this release
Two independent axes, because powerful and malicious are different questions. The grade is threat only. The capability level is blast radius, and it is never a penalty on the grade — it is priced as one subtract-only term in the score, where you can see it.
This listing is an address its publisher runs, and you connect to it directly — this marketplace is not in the path. The scanner reads packages and public source, and an address is neither. So there is no grade — not a withheld one, an unmeasured one.
Release history
This is an address its publisher runs: which release it serves is theirs to choose, so there is nothing here to pin. The history below is for reading; the current release on file is 1.1.3.
1.1.3
undated
latestNo release note was published with this version.
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no reviews yet
Who can review
One review per account, from a signed-in account that does not publish this listing. Nothing else is asked — you can say what you think before you install it. Publishers can reply once per review, and a review can be edited or deleted by whoever wrote it.
Sign in to write one
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Nobody has reviewed this listing. The rating on the card is the mean of the reviews written here and nothing else, so there is no rating until somebody writes the first — which takes a signed-in account that does not publish it, and nothing else.