Comprehensive Model Context Protocol server for managing Home Assistant through AI assistants.
Nothing to run from here
Candidcost is installed from its publisher's own source and answers where it runs, so this marketplace is not in the path of a single call. There is no address here to send one to, and a panel that pretended otherwise would be showing you an answer we made up. Install it and call it from your own client — the Installation tab has the entry for each one.
10
tools declared
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trust score
remote
at its publisher
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calls last 7d
What it does
Cited, receipt-backed US home-buying data & calculators — education-only, every number sourced.
Quickstart
# 1 — add it to Claude Code
claude mcp add --scope user --transport http candidcost-mcp https://candidcost.com/api/mcp
# 2 — ask your agent for something these tools do
# true_cost_estimate, affordability_estimate, fee_benchmarks and 7 more
Candidcost costs nothing on mcprush: there is no plan to choose here, no cap to set and nothing mcprush can bill you for.
Publishernot claimed
CAAll 1 server
candidcost1 server
1 category
Collected from a public index. Nobody has claimed this account, so nothing here was written by its author — claim it if it is yours.
Installation
Where are you running it?
Every route below installs the same thing and ends at the same approval screen. Nothing here runs on your machine and nothing runs on ours: this server answers at its publisher’s own address, and what you install is the connection straight to it.
Claude Codedeclared by this listing
This is a public server: it answers at its publisher’s own address and this marketplace is not in the path. Claude Code registers it in one command; --scope user makes it available in every project. The transport below is http, as the publisher's own manifest declares it.
claude mcp add --scope user --transport http candidcost-mcp https://candidcost.com/api/mcpReconnect, or start a new session, and the tools appear in the model’s tool list.
Free on mcprush, and it answers at its publisher’s own address: this marketplace is not in the path, so there is no key of ours to hold and no card to add.
What it writes
One config entry pointing straight at the publisher’s own address — this marketplace is not in the path, and nothing from this listing executes on your machine.
What you approve
10 tools, with what each one reads, writes and reaches shown before you agree — the same list on every route above. Read the tool surface.
Tool surface
What the model actually sees. Descriptions are diffed on every release — see version history.
Estimate the full monthly cost of owning a home — principal & interest, property tax, insurance, PMI, HOA, and maintenance — and contrast it with the lender "approval" payment (PITI+PMI) to reveal the hidden monthly gap. Dollar inputs are US dollars; all money in the response is integer cents; rates are fixed-precision percent strings.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| homePrice | number | yes | Home price in US dollars |
| downPaymentPct | number | no | Down payment as a percent of price (0–100) |
| rateAnnualPct | number | no | Annual interest rate percent, e.g. 6.5 |
| termYears | integer | no | Loan term in years (default 30) |
| state | string | no | Two-letter US state code (e.g. "NJ"). When provided and propertyTaxRatePct is omitted, the Census ACS effective property-tax rate for that state is used. |
| county | string | no | 5-digit county FIPS code. When provided and its Census county rate is available, it takes priority over the state rate (more accurate). |
| propertyTaxRatePct | number | no | Annual property tax rate, % of value. Overrides county/state-derived rates when supplied. |
| insuranceAnnual | number | no | Annual homeowners insurance premium, US dollars |
| hoaMonthly | number | no | Monthly HOA dues, US dollars |
| maintenanceRatePct | number | no | Annual maintenance reserve, % of home value (baseline before age adjustment) |
| pmiAnnualRatePct | number | no | Annual PMI rate, % of loan, applied while LTV > 80% |
| homeYearBuilt | integer | no | Year the home was built. Scales the maintenance reserve by age band: ×1.5 pre-1980, ×1.2 1980–2005, ×1.0 2006+. |
Compute front-end (housing) and back-end (total debt) DTI budgets from income and debts, and the home price implied by the binding limit. Reports the standard 28/36 thresholds without ever telling the user what they "can afford". Dollar inputs are US dollars; money in the response is integer cents.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| grossMonthlyIncome | number | yes | Gross monthly income, US dollars |
| monthlyDebts | number | no | Recurring monthly debt payments (cards, autos, student loans), US dollars |
| downPayment | number | no | Down payment available, US dollars |
| rateAnnualPct | number | no | Annual interest rate percent |
| termYears | integer | no | Loan term in years (default 30) |
| propertyTaxRatePct | number | no | Annual property tax rate, % of value |
| insuranceAnnual | number | no | Annual homeowners insurance premium, US dollars |
| frontEndLimitPct | number | no | Housing DTI ceiling percent (default 28) |
| backEndLimitPct | number | no | Total DTI ceiling percent (default 36) |
Return closing-cost and rate-spread percentile distributions (p25/p50/p75 + mean) for a US state, computed from the row-level CFPB HMDA LAR for originated, first-lien, home-purchase loans. Cells with fewer than 25 records are suppressed. Dollar metrics are integer cents (…Cents); percent metrics are fixed-precision strings (…Pct). Each distribution carries a ledger receipt hash for verification.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| state | string | yes | Two-letter US state code, e.g. "MA" |
| metric | string | no | One of: total_loan_costs, origination_charges, rate_spread, interest_rate. Omit to return all metrics. |
Return the latest benchmark mortgage rates (e.g. 30-year and 15-year fixed) from the Federal Reserve (FRED), each with its observation date and ledger receipt. Rates are fixed-precision percent strings.
No parameter schema on file.
Find down payment assistance (DPA) programs by US state and/or buyer type. Includes national programs. Each result links to its official government source and carries a ledger receipt and last-verified date.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| state | string | no | Two-letter US state code to filter by |
| buyer | string | no | Buyer type filter, e.g. "first-time", "veteran", "rural", "teacher" |
Classify a mortgage Loan Estimate fee by CFPB section and control class (set by lender, shoppable, third-party, government, or prepaid), with a plain-language explanation and an educational question a buyer could ask. Omit "fee" to list the full catalog.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| fee | string | no | Fee name or keyword, e.g. "origination", "title" |
Estimate why a mortgage payment often jumps in year two: escrow at closing is sized from the seller's current tax bill, but the county reassesses at your purchase price, and RESPA spreads the resulting escrow shortage over 12 months. Given the purchase price, the seller's current annual tax (from the listing), a state (or county FIPS) for the reassessment rate, and insurance, returns the year-1 es
| Parameter | Type | Required | Notes |
|---|---|---|---|
| purchasePrice | number | yes | Purchase price in US dollars |
| sellersCurrentAnnualTax | number | yes | Seller's current annual property tax in US dollars (from the listing) |
| state | string | no | Two-letter US state code for the reassessment rate |
| county | string | no | 5-digit county FIPS; its Census effective rate takes priority over the state rate |
| reassessRatePct | number | no | Effective annual property-tax rate at reassessment, %. Overrides county/state. |
| insuranceAnnual | number | no | Annual homeowners insurance, US dollars |
Decompose the tradeoff a rushed buyer faces: the earnest money at risk by walking away versus what overpaying to "win" costs over the life of the loan. Given the earnest money at risk, the overpay amount over your walk-away price, down-payment percent, rate, and term, returns the cash and financed shares of the overpay, the extra monthly P&I, the lifetime cost of overpaying, and its ratio to the e
| Parameter | Type | Required | Notes |
|---|---|---|---|
| earnestMoney | number | yes | Earnest money at risk if you walk away after removing contingencies, US dollars |
| overpay | number | yes | How much over your walk-away price the pressure would push you to pay, US dollars |
| downPaymentPct | number | no | Down payment as a percent of price (0–100); splits the overpay into cash-at-close vs. financed |
| rateAnnualPct | number | no | Annual interest rate percent, e.g. 6.5 |
| termYears | integer | no | Loan term in years (default 30) |
Compare the net cost of owning against renting over a holding period and find the break-even year. Owning nets upfront cash and recurring carrying costs against sale proceeds (appreciated value − selling costs − remaining loan); renting nets rent paid against the investment gain on the cash a buyer would tie up. Dollar inputs are US dollars; money in the response is integer cents. Appreciation, re
| Parameter | Type | Required | Notes |
|---|---|---|---|
| homePrice | number | yes | Home price in US dollars |
| monthlyRent | number | yes | Comparable monthly rent in US dollars |
| downPaymentPct | number | no | Down payment as a percent of price |
| rateAnnualPct | number | no | Annual interest rate percent |
| termYears | integer | no | Loan term in years |
| holdingYears | integer | no | How many years you plan to stay before selling |
| propertyTaxRatePct | number | no | Annual property tax rate, % of value |
| insuranceAnnual | number | no | Annual homeowners insurance, US dollars |
| maintenanceRatePct | number | no | Annual maintenance reserve, % of home value |
| hoaMonthly | number | no | Monthly HOA dues, US dollars |
| closingCostPct | number | no | Upfront buy-side closing costs, % of price |
| sellingCostPct | number | no | Selling costs at exit, % of future value |
| annualAppreciationPct | number | no | Assumed annual home-price appreciation percent |
| annualRentIncreasePct | number | no | Assumed annual rent increase percent |
| investmentReturnPct | number | no | Assumed annual return a renter earns on invested cash percent |
Verify a CandidCost ledger receipt hash (full sha256 or short "3f9a…c21e" form). Confirms the receipt exists and that its dataset hash chain is intact, proving the underlying data has not been altered since ingestion.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| hash | string | yes | The receipt content hash to verify |
Free
$0 forever
- Every tool — any call limit is its publisher’s, not ours
- No card, and mcprush charges nothing for it
- Runs at its publisher’s own address — this marketplace is not in the path
- Nothing to cap, because mcprush bills nothing
What counts against your monthly calls
| Tool | Unit | Calls used | Out of the allowance |
|---|
Nothing here is billable: mcprush charges nothing to install Candidcost or to call it, at any volume.
Call allowance · this installenforced at the gateway
Monthly allowance, in calls
—
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Alert at 80% · then the tool returns a normal MCP error
Used this month: —
—Grade not published
No rule-by-rule report on file for this release
Two independent axes, because powerful and malicious are different questions. The grade is threat only. The capability level is blast radius, and it is never a penalty on the grade — it is priced as one subtract-only term in the score, where you can see it.
This listing is an address its publisher runs, and you connect to it directly — this marketplace is not in the path. The scanner reads packages and public source, and an address is neither. So there is no grade — not a withheld one, an unmeasured one.
Release history
This is an address its publisher runs: which release it serves is theirs to choose, so there is nothing here to pin. The history below is for reading; the current release on file is 2.0.0.
2.0.0
undated
latestNo release note was published with this version.
—
no reviews yet
Who can review
One review per account, from a signed-in account that does not publish this listing. Nothing else is asked — you can say what you think before you install it. Publishers can reply once per review, and a review can be edited or deleted by whoever wrote it.
Sign in to write one
Any signed-in account that does not publish Candidcost can review it, once — before installing it or after. A review from an account that has installed it is marked as one.
No reviews yet
Nobody has reviewed this listing. The rating on the card is the mean of the reviews written here and nothing else, so there is no rating until somebody writes the first — which takes a signed-in account that does not publish it, and nothing else.