Name: Cashew
Author: cashew

Cashew MCP

Live Singapore mortgage rates, package recommendations and home-loan calculators.

Tool-list grade A Remote · Streamable HTTP No auth needed 23 tools v1.4.0 Apache-2.0

No reviews yet by cashewGitHub The publisher’s own endpoint — this marketplace is not in the path

96/100

tool-list score

tools declared

remote

at its publisher

—

calls last 7d

What it does

Live Singapore mortgage rates, package recommendations and home-loan calculators.

Quickstart

# 1 — add it to Claude Code
claude mcp add --scope user --transport http cashew-mcp https://www.cashew.sg/mcp

# 2 — ask your agent for something these tools do
#   recommend_packages, compare_packages, list_banks and 20 more

Cashew costs nothing on mcprush: there is no plan to choose here, no cap to set and nothing mcprush can bill you for.

Publishernot claimed

cashew1 server

1 category

All 1 server

Collected from a public index. Nobody has claimed this account, so nothing here was written by its author — claim it if it is yours.

Tool surface

What the model actually sees. Descriptions are diffed on every release — see version history.

Only tools that write or reach the network

Rank Singapore mortgage packages for a borrower. Returns recommended (up to 3 picks, each with a package id and reasoning; ranked by the LLM when userContext is given, otherwise the cheapest package of each rate structure), lowestRateIds (up to 3 package ids, cheapest eligible first), isPersonalised (whether userContext shaped the ranking), and packages, a lookup of full package deta

Parameter	Type	Required	Notes
propertyType	string	yes	The kind of property securing the loan: an HDB flat, a private home or a commercial property. Only packages offered for it are considered, and it decides which propertyStatus values are valid.
propertyStatus	string	yes	Stage or use of the property, which must suit propertyType. For HDB: COMPLETED for a resale flat, BTO for a new Build-To-Order flat. For PRIVATE: COMPLETED for a ready-built home, BUC for one still
dealKind	string	yes	PURCHASE (new loan) or REFINANCE (switching lender).
loanAmount	integer	yes	Amount the borrower wants to borrow, in SGD. Packages whose loan-size range does not cover it are excluded.
ratesType	string	no	Optional rate type: FIXED or FLOATING. This is a hard filter on the candidate pool, not a ranking hint. Omit it when the borrower stated no preference, so a mix of rate types stays eligible.
fixedDurationYrs		no	Optional filter: keep only packages whose fixed-rate period lasts this many years. Pass an array to accept any of several. Only applied when ratesType is FIXED.
lockInPeriodYrs	integer	no	Optional filter: the longest lock-in, in years, the borrower will accept. Packages with a longer lock-in are excluded; packages without one always qualify.
currentBankId	string	no	The borrower's current lender, as the bank id returned by list_banks. Needed for REFINANCE deals, where that bank's packages are left out; ignored for PURCHASE.
userContext		no	Optional free-text summary of the borrower's priorities, timeline, bank relationships, citizenship, employment, family changes, etc. Only refines the LLM ranking; omit if there are no stated prioritie
candidateLimit	integer	no	How many candidate packages the ranker weighs for each of its slots (floating, 2-year fixed, longest fixed); values above 8 have no further effect. Leave unset unless deliberately narrowing the choice
tenureYears	integer	no	Repayment period, in years, for the instalments shown in the comparison document; only used with formats. 25 when omitted.
formats	array	no	Document formats to generate for the recommended set (currently only "pdf"); the download URL is returned under documents. Omit/empty for data only.

Compare 2–3 SPECIFIC mortgage packages side by side: average rate over the lock-in, benchmark index, effective rate and monthly instalment per year, interest paid per year, and flexibility terms (prepayment, free conversion, sale waiver, penalties, minimum loan). Pass packageIds from recommend_packages, plus loanAmount and optionally tenureYears (default 25). dealKind/propertyType/`pr

Parameter	Type	Required	Notes
packageIds	array	yes	2–3 package ids to compare, e.g. from recommend_packages.
loanAmount	integer	yes	Loan principal in SGD (whole dollars).
tenureYears	integer	no	Repayment period, in years, used for each package’s instalment and interest.
dealKind	string	no	Whether the loan is a new PURCHASE or a REFINANCE from another lender. Only labels the report header; the comparison is unchanged.
propertyType	string	no	The kind of property securing the loan (HDB flat, private home or commercial). Only labels the report header; the comparison is unchanged.
propertyStatus	string	no	Stage or use of the property, e.g. COMPLETED (resale or ready-built), BTO or BUC (new, under construction). Only labels the report header; the comparison is unchanged.
formats	array	no	Document formats to generate and upload (currently only "pdf"); the download URL is returned under documents. Omit/empty for data only.
verdicts	array	no	Per-package verdict texts carried over from a prior recommend_packages call (the LLM reasoning). Adds the verdict row to the comparison; omit for a verdict-free report. Do not author these by hand.
recommendedId	string	no	The rank-1 package from the prior recommend_packages call; its column is highlighted as "Recommended". Only meaningful together with verdicts.
maskBankIdentity	boolean	no	When true and a bank has maskIdentity set, replace the bank name with "Confidential Rate" and hide the logo in the comparison report.

List active banks (id + name), sorted by name. Use this to map a borrower's current lender name to the currentBankId UUID required by recommend_packages for refinance deals.

No parameter schema on file.

Indicative SPML valuation for a Singapore unit. Requires postal code and unit number in FF-SS format (e.g. "04-02"). propertyType ("Condo" or "HDB") and areaSqft are optional — when propertyType is omitted, both types are probed and the one that values the unit is used (propertyTypeUsed in the result tells you which). A valued: false result means SPML could not value the unit — that is a valid

Parameter	Type	Required	Notes
postalCode	string	yes	Postal code of the building the unit is in, e.g. "248973".
unitNumber	string	yes	Floor and stack of the unit, e.g. "04-02" for floor 4, stack 02.
propertyType	string	no	Whether the unit is a private condominium or an HDB flat. Omit to auto-detect: both are probed and the one that values the unit is used (propertyTypeUsed reports which).
areaSqft	number	no	Optional built-in/strata area in sqft; can rescue a "$0" valuation.

Compute the amortisation schedule for a SPECIFIC mortgage package using that package's real effective rates. Use this once the borrower has picked a package from recommend_packages; for a hypothetical "what-if" rate the borrower does not yet hold a package for, use calculate_mortgage_repayment instead. Pass a packageId from recommend_packages, plus loanAmount and tenureYears. Always r

Parameter	Type	Required	Notes
packageId	string	yes	Package id, as returned by recommend_packages.
loanAmount	integer	yes	Amount borrowed under this package, in SGD.
tenureYears	integer	yes	Repayment period of the loan, in years; the schedule amortises over it.
maskBankIdentity	boolean	no	When true and the bank has maskIdentity set, replace the bank name with "Confidential Rate" and hide the logo in generated documents.
firstPaymentDate	string	no	First repayment month as an ISO date (YYYY-MM-DD). Defaults to next month.
includeMonthly	boolean	no	Include the full month-by-month schedule (monthly[]) in the response. Omitted/false returns an empty monthly[] to keep the payload small.
formats	array	no	Document formats to generate and upload (pdf, xlsx); the resulting download URLs are returned under documents. Omit/empty for data only.

List market benchmark indices (id, slug, name, currency), sorted by slug. Use this to resolve a benchmark name like 'SORA' into the marketIndexId required by get_index_quotes.

No parameter schema on file.

Return historical quotes (rate by date) for a market benchmark index such as SORA. Requires marketIndexId — use list_market_indices to resolve a benchmark name/slug into its UUID. Optional startDate/endDate narrow the range; results are paginated, newest first. Quote rate values are decimal fractions (0.0356 = 3.56% p.a.).

Parameter	Type	Required	Notes
marketIndexId	string	yes	Market index UUID. Resolve a benchmark name/slug via list_market_indices.
startDate	string	no	Earliest quote date to include. Omit for no lower bound.
endDate	string	no	Latest quote date to include. Omit for no upper bound.
page	integer	no	Page of results to return, counting from 1; totalPages gives the last.
limit	integer	no	Number of quotes per page.

Estimate the maximum loan and property price a borrower can afford from income, existing debt commitments and tenure, applying Singapore TDSR/MSR limits. Use this when you know the income and want the budget; to go the other way (a target price → the income needed), use calculate_required_income.

Parameter	Type	Required	Notes
monthlyFixedIncome	number	yes	Gross fixed monthly income (salary), in SGD.
monthlyVariableIncome	number	no	Gross variable monthly income (bonus/commission), in SGD; haircut 30% under TDSR.
monthlyDebt	number	no	Total existing monthly debt commitments (other loans, cards), in SGD.
cashSavings	number	no	Cash available for downpayment, in SGD.
cpfOA	number	no	CPF Ordinary Account balance usable, in SGD.
loanTenureYears	integer	no	Repayment period, in years, over which the maximum loan is sized.
interestRate	number	no	Assumed annual interest rate, as a percentage (e.g. 4.0 = 4%, not 0.04).
age	integer	no	Age of the (oldest) borrower.
propertyType	string	no	Property type: hdb, ec (Executive Condominium) or private. Sets MSR/LTV rules.
citizenship	string	no	Buyer citizenship: singaporean, pr or foreigner. Drives ABSD rate.
existingProperty	boolean	no	True if the borrower already owns ≥1 property (affects ABSD and LTV).
existingPropertiesOwned	integer	no	Count of residential properties already owned; sets the ABSD tier (0, 1 or 2+). Takes precedence over existingProperty when provided.
stressTestRate	number	no	Override the TDSR/MSR stress-test rate (percentage); defaults to the MAS floor.

Reverse affordability: work out the gross monthly income needed to support a target property price under Singapore TDSR/MSR limits. Use this when you know the target property price; to go the other way (income → maximum budget), use calculate_affordability.

Parameter	Type	Required	Notes
propertyPrice	number	yes	Target property purchase price, in SGD.
citizenship	string	no	Buyer's residency status (Singapore citizen, permanent resident or foreigner); sets the ABSD rate.
propertyType	string	no	Type of property: an HDB flat, an Executive Condominium (ec) or private. HDB and EC purchases are also held to the MSR limit.
existingProperty	boolean	no	True if the borrower already owns ≥1 property (affects ABSD and LTV).
existingPropertiesOwned	integer	no	Count of residential properties already owned; sets the ABSD tier (0, 1 or 2+). Takes precedence over existingProperty when provided.
cashSavings	number	no	Cash available for downpayment, in SGD.
cpfOA	number	no	CPF Ordinary Account balance usable, in SGD.
monthlyDebt	number	no	Total existing monthly debt commitments, in SGD.
loanTenureYears	integer	no	Loan tenure in years.
interestRate	number	no	Assumed annual interest rate, as a percentage (e.g. 4.0 = 4%, not 0.04).
age	integer	no	Age of the (oldest) borrower.
stressTestRate	number	no	Override the TDSR/MSR stress-test rate (percentage); defaults to the MAS floor.

Compute the monthly repayment, total interest and total cost for a hypothetical loan from an interest rate you supply (standard amortisation). Use this for "what-if" rates; for the real rates of a specific package the borrower has chosen, use calculate_package_schedule instead.

Parameter	Type	Required	Notes
loanAmount	number	yes	Amount borrowed, in SGD.
interestRate	number	yes	Hypothetical annual interest rate held for the whole tenure, as a percentage (e.g. 3.5 = 3.5%, not 0.035).
tenureYears	integer	yes	Loan tenure in years.

Compare a borrower's existing mortgage against a new rate and report monthly savings, total savings and break-even months. Set mode to 'original' (supply the original loan amount, tenure and start date) or 'remaining' (supply the current outstanding balance and remaining tenure).

Parameter	Type	Required	Notes
mode	string	yes	Use 'original' when supplying the loan's original terms and start date, 'remaining' when supplying the current outstanding balance and tenure left.
originalLoanAmount	number	no	Mode 'original': the amount first borrowed, in SGD. Today's balance is worked out from it.
originalTenureYears	integer	no	Mode 'original': the tenure the loan was first taken over, in years.
loanStartYear	integer	no	Mode 'original': calendar year the loan started, e.g. 2021.
loanStartMonth	integer	no	Mode 'original': month the loan started, as a number (1 = January).
remainingAmount	number	no	Mode 'remaining': the balance still owed today, in SGD.
remainingTenureYears	integer	no	Mode 'remaining': years left to repay on the current loan.
currentRate	number	yes	Annual rate on the existing loan, as a percentage (e.g. 4.0 = 4%).
newRate	number	yes	Annual rate offered on the new loan, as a percentage (e.g. 3.2 = 3.2%).
newTenureYears	integer	no	Tenure of the new loan, in years. Omit to keep the current loan’s remaining tenure.
refinancingCosts	number	no	One-off cost of switching (legal and valuation fees), in SGD; deducted from the savings and recouped in the break-even.
earlyRedemptionPenalty	number	no	Penalty the current bank charges for repaying within its lock-in, in SGD; treated as a switching cost like refinancingCosts.

Compute Buyer's Stamp Duty (BSD) and Additional Buyer's Stamp Duty (ABSD) for a Singapore residential purchase, given price/value, buyer type (singaporean | pr | foreigner | entity | trust) and the number of residential properties already owned.

Parameter	Type	Required	Notes
purchaseType	string	no	How the property will be held. entity (a company) or trust applies that ABSD rate whatever buyerType says; for the individual options the rate follows buyerType.
propertyType	string	no	Type of residential property being bought. It does not change the result: BSD and ABSD depend on price, buyer and properties already owned.
price	number	yes	Purchase price or market value (whichever higher), in SGD.
buyerType	string	no	Residency or legal status of the buyer (citizen, permanent resident, foreigner, company or trust); sets the ABSD rate.
existingPropertiesOwned	integer	no	Count of residential properties the buyer already owns (sets the ABSD tier).

Compute the stamp duty payable on a property lease from the rent and lease term.

Parameter	Type	Required	Notes
monthlyRent	number	yes	Monthly rent under the lease, in SGD.
leasePeriodMonths	integer	no	Lease term in months.
hasPremium	boolean	no	True if the lease carries a lump-sum premium.
premiumAmount	number	no	One-off premium paid on top of the rent, in SGD; only counted when hasPremium is true.

Compute the stamp duty payable on a mortgage/loan facility.

Parameter	Type	Required	Notes
loanAmount	number	yes	Mortgage/loan facility amount, in SGD.

Compute Seller's Stamp Duty (SSD) from the sale price/value and how long the property has been held.

Parameter	Type	Required	Notes
price	number	yes	Sale price or market value (whichever higher), in SGD.
purchaseDate	string	yes	Date the property was acquired (ISO date, YYYY-MM-DD).
saleDate	string	yes	Date the property is/was sold (ISO date, YYYY-MM-DD).

Analyse a 'sell one, buy two' plan where two co-owners sell their joint home. Returns the sale proceeds (cash after loan, CPF refunds, SSD and legal fees) and each buyer's resulting cash and CPF. With buy1, it compares buying one replacement jointly or under either buyer alone; with buy2Property1 and buy2Property2, each buyer buying one property (both pairings). Every option is given at 30-

Parameter	Type	Required	Notes
valuation	number	yes	Expected sale price of the jointly owned property being sold, in SGD.
outstandingLoan	number	no	Loan still owed on the property being sold, repaid from the sale, in SGD.
buyer1CpfUsage	number	no	CPF (with accrued interest) buyer 1 must refund on sale, in SGD.
buyer2CpfUsage	number	no	CPF (with accrued interest) buyer 2 must refund on sale, in SGD.
buyer1Shares	number	no	Buyer 1's ownership share of the sold property, in percent; splits the cash proceeds.
buyer2Shares	number	no	Buyer 2's ownership share of the sold property, in percent; splits the cash proceeds. Omit to use 100 minus buyer1Shares.
sellerStampDuty	number	no	Seller's Stamp Duty payable on the sale, in SGD.
sellingLegalFees	number	no	Conveyancing fees for the sale, deducted from the proceeds, in SGD.
buyer1	object	yes	Income/CPF profile of buyer 1.
buyer2	object	yes	Income/CPF profile of buyer 2.
buy1	object	no	The single property in the "buy one" scenario.
buy2Property1	object	no	First property in the "buy two" scenario.
buy2Property2	object	no	Second property in the "buy two" scenario.

Run the regulatory affordability gate for one main borrower and up to three joint borrowers. Given each borrower's income, rental, pledged/unpledged assets and liabilities plus a proposed loan, returns the qualifying income (after MAS haircuts), the TDSR and MSR for the proposed loan, the income-weighted average age (IWAA), and the maximum loan under both HDB/EC and private property rules. Use thi

Parameter	Type	Required	Notes
borrowers	array	yes	The main borrower followed by any joint borrowers; their qualifying incomes and liabilities are pooled.
loanTenureYears	integer	no	Loan tenure being tested, in years; checked against the longest tenure these borrowers can get.
proposedLoanAmount	number	yes	The loan amount being tested, in SGD.
benchmarkRate	number	no	MAS medium-term stress rate, as a percentage (e.g. 4.0 = 4%, not 0.04).
propertyType	string	no	Property type: hdb, ec or private. Sets the maximum loan tenure (35y private and EC, 30y HDB) and the lower-LTV-tier triggers. EC also carries MSR, like HDB.
asOfDate	string	no	Reference date (ISO YYYY-MM-DD) for age and IWAA; defaults to today.
ageConvention	string	no	How borrower age is computed; defaults to birth-date. The tRPC router resolves it per bank from the bank slug.
combinationSplit	number	no	For the pledge/show combination: fraction of the income gap covered by pledged funds; the remainder is covered by show funds. Defaults to 0.5.
existingHousingLoans	integer	no	Number of outstanding housing loans held. Selects the LTV tier (0 -> full, 1 -> second, 2+ -> third). Defaults to 0 when omitted.
targetPurchasePrice	number	no	Optional target purchase price, in SGD. When set, the result includes toReachTarget: the loan needed at the first-loan LTV and the eligible funds to reach it.
targetLtvCap	number	no	Optional manual LTV cap for the target loan, as a decimal (e.g. 0.6 = 60%). When set and below the applicable LTV, toReachTarget is sized at this lower LTV so the loan and unlock figures reflect a sma
targetLoanAmount	number	no	Optional target loan amount, in SGD. With targetPurchasePrice it sets the LTV (loan / price, capped at the applicable LTV) and takes precedence over targetLtvCap. Without a price, the price is derived

Analyse decoupling: the cost versus benefit of transferring one co-owner's share so a borrower is freed up for another purchase (including stamp duty).

Parameter	Type	Required	Notes
valuation	number	yes	Current market value of the whole property, in SGD; each party's share is valued pro rata.
outstandingLoan	number	no	Loan still owed on the whole property, in SGD; split between the parties by share.
seller	object	yes	The co-owner transferring out their share.
buyer	object	yes	The co-owner buying out the share and refinancing.
newPropertyPrice	number	no	Price of a subsequent property purchase the freed-up buyer plans, in SGD.

Work out what a seller walks away with when selling a property: cash proceeds after redeeming the outstanding loan, refunding each owner’s CPF (principal plus accrued interest, 1 to 4 owners), and paying agent commission (with 9% GST), legal and miscellaneous fees. Flags a negative sale when the deductions exceed the selling price.

Parameter	Type	Required	Notes
sellingPrice	number	yes	Price the property sells for, in SGD; every deduction comes out of it.
outstandingLoanAmount	number	no	Home loan still owed, repaid from the sale on completion, in SGD.
owners	array	yes	CPF usage per owner (1 to 4 owners). Include every owner; use zeros for an owner who used no CPF.
agentFeePercent	number	no	Agent commission as a share of the selling price, as a percentage (e.g. 1.5 = 1.5%, not 0.015), before the 9% GST added on top.
legalFees	number	no	Conveyancing fees for the sale, deducted from the proceeds, in SGD.
miscellaneousFees	number	no	Other selling costs (repairs, valuation, admin), in SGD.

Calculate the full upfront cost of purchasing a Singapore residential property (HDB or private resale), with each cost line attributed to its funding source (cash, CPF or bank loan). Returns option fee, exercise fee, stamp duties (BSD and ABSD), downpayment breakdown, and a sufficiency check against available funds.

Parameter	Type	Required	Notes
propertyType	string	yes	Whether this is an HDB resale flat or a private property; sets the option and exercise fees, default legal and valuation fees, and stamp-duty funding.
purchasePrice	number	yes	Agreed purchase price, in SGD; fees, stamp duties and downpayment follow from it.
availableCpfOA	number	no	CPF Ordinary Account balance the buyer can put towards the purchase, in SGD; checked in cpfSufficiency.
availableCash	number	no	Cash the buyer can put towards the purchase, in SGD; checked in cashSufficiency.
cpfFirst	boolean	no	When true, fund CPF-eligible costs from a single CPF pool capped at availableCpfOA (CPF first, remainder cash), overriding the per-item cash/cpf funding sources. ABSD stays cash.
loanAmount	number	no	Bank loan amount, in SGD. Takes precedence over ltv; with neither, a 75% loan is assumed.
ltv	number	no	Loan as a fraction of the purchase price (e.g. 0.75 = 75%). Used only when loanAmount is omitted.
minimumCashPercent	number	no	Minimum cash component as a percentage of price: 5 or 10 on a first housing loan, 25 with one already outstanding.
legalFeeFunding	string	no	Pay the legal/conveyancing fee from cash or from CPF.
stampDutyFunding	string	no	Pay the stamp duties (BSD and ABSD) from cash or from CPF. Omit for the usual convention: HDB pays BSD from CPF, private from cash, and ABSD is paid in cash.
buyerType	string	no	Residency or legal status of the buyer; sets the ABSD rate.
existingPropertiesOwned	integer	no	Residential properties the buyer already owns; sets the ABSD tier.
valuationFeeOverride	number	no	Override for valuation fee, in SGD. Defaults to $120 (HDB) or $350 (private).
legalFeeOverride	number	no	Legal/conveyancing fee to use instead of the standard estimate ($2,000 HDB, $3,000 private), in SGD.

Generate a step-by-step dated timeline for an HDB resale purchase, from securing the Option to Purchase through to completion and key collection. Returns the ordered steps (what happens, the date, any payment due and its CPF/cash split), a summary (total payments, CPF and cash totals, completion date, duration in days), BSD and ABSD, the funding split (LTV, downpayment, minimum cash, cash-or-CPF r

Parameter	Type	Required	Notes
purchasePrice	number	yes	Agreed resale price of the HDB flat, in SGD; sets the stamp duties and downpayment.
loanAmount	number	no	Housing loan amount, in SGD; 0 for a cash purchase. Sets the LTV band, the minimum cash and the completion payment.
cpfUsage	number	no	CPF OA savings the buyer will put towards the purchase, in SGD. Drawn down in step order against the legal fee, stamp duty and completion payment, the only payments CPF may make here; each payment rep
optionDate	string	yes	Date the Option to Purchase is granted, e.g. 2026-08-01; the timeline starts here.
optionExpiryDate	string	yes	Last day to exercise the option (ISO 8601).
exerciseDate	string	yes	Date the option is exercised (ISO 8601).
completionDate	string	no	Completion date (ISO 8601). Defaults to exerciseDate + 70 calendar days if not provided.
buyerType	string	no	Residency or legal status of the buyer; sets the ABSD rate.
existingPropertiesOwned	integer	no	Residential properties the buyer already owns; sets the ABSD tier.
optionFee	number	no	Fee paid to the seller when the Option to Purchase is granted, in SGD; HDB caps it at $1,000.
exerciseFee	number	no	Fee paid to the seller when the option is exercised, in SGD.
legalFee	number	no	Conveyancing fee for the purchase, in SGD; part of the total outlay.
otherFees	number	no	Other costs (valuation, repairs, admin), in SGD. Reported alongside legal fees and stamp duty as part of the total outlay.
interestRate	number	no	Annual loan interest rate, as a percentage (e.g. 3.5 = 3.5%). Supply with tenureYears to get funding.monthlyInstalment; otherwise it is null.
tenureYears	integer	no	Loan tenure in years. Supply with interestRate to get funding.monthlyInstalment.

Generate a step-by-step dated timeline for a private (non-HDB) resale purchase, with the 1% option fee, 4% exercise payment, stamp duties and completion payment at the right steps. Exercise date defaults to 14 calendar days inclusive of the option date if not entered.

Parameter	Type	Required	Notes
purchasePrice	number	yes	Agreed purchase price of the private property, in SGD; sets the option fee, exercise payment, stamp duties and downpayment.
loanAmount	number	no	Housing loan amount, in SGD; 0 for a cash purchase. Sets the LTV band, the minimum cash and the completion payment.
cpfUsage	number	no	CPF OA savings the buyer will put towards the purchase, in SGD. Drawn down in step order against the legal fee and completion payment, the only payments CPF may make; each payment reports its cpf an
optionDate	string	yes	Option to Purchase date (ISO 8601).
optionExpiryDate	string	yes	Last day to exercise the option (ISO 8601).
exerciseDate	string	no	Exercise date (ISO 8601). Defaults to optionDate + 13 calendar days if not provided.
completionDate	string	no	Completion date (ISO 8601). Defaults to exerciseDate + 70 calendar days if not provided.
buyerType	string	no	Residency or legal status of the buyer; sets the ABSD rate.
existingPropertiesOwned	integer	no	Residential properties the buyer already owns; sets the ABSD tier.
legalFee	number	no	Conveyancing fee for the purchase, in SGD; part of the total outlay.
otherFees	number	no	Other costs (valuation, repairs, admin), in SGD. Reported alongside legal fees and stamp duty as part of the total outlay.
interestRate	number	no	Annual loan interest rate, as a percentage (e.g. 3.5 = 3.5%). Supply with tenureYears to get funding.monthlyInstalment; otherwise it is null.
tenureYears	integer	no	Loan tenure in years. Supply with interestRate to get funding.monthlyInstalment.

Model the monthly instalment profile of a Singapore Building Under Construction (BUC) property loan across progressive payment stages. Handles fixed and floating rate packages, per-stage cash/CPF/loan funding split, drawdown timing, rate stepping by year, and optional prepayments. Set includeSchedule to true for the full month-by-month amortisation schedule (summary is always included).

Parameter	Type	Required	Notes
purchasePrice	number	yes	Purchase price of the BUC property, in SGD; each stage's payment is a share of it.
loanQuantum	number	no	Loan as a fraction of the price (e.g. 0.75 = 75%). Used only when loanAmount is omitted; with neither, 75% is assumed.
loanAmount	number	no	Loan amount in SGD. Takes precedence over loanQuantum.
tenureYears	integer	yes	Loan tenure in years, counted from the first drawdown.
otpDate	string	yes	Option to Purchase date (ISO 8601).
topDate	string	yes	Expected Temporary Occupation Permit date (ISO 8601).
cscOffsetMonths	integer	no	Months from TOP to CSC (default 12).
rateMode	string	no	How each year's rate is set: 'fixed' takes it from ratePerYear; 'floating' uses referenceRate plus that year's spreadPerYear and ignores ratePerYear.
ratePerYear	array	yes	Annual interest rates by year as percentages (e.g. [2.5, 2.5, 3.0, 3.5, 3.5, 3.5] for years 1-5 and thereafter). Last value applies to all subsequent years.
referenceRate	number	no	Floating mode only: the benchmark rate such as 3M SORA, as a percentage (e.g. 3.5 = 3.5%), to which each year's spread is added. Omitted, it is taken as 0, so the rate is the spread alone. Ignored in
spreadPerYear	array	no	Spread per year for floating mode, as percentages. Last value applies to all subsequent years.
stages	array	no	Custom stage schedule. Defaults to the standard 10-stage BUC schedule. Percentages must sum to 100.
minimumCashPercent	number	no	Minimum cash downpayment as a percentage of the purchase price (e.g. 5 = 5%); CPF or cash covers the rest of the equity.
availableCpfOA	number	no	Available CPF Ordinary Account balance, in SGD. When set, each stage’s equity CPF portion is capped at the remaining OA balance and the rest is funded by cash. When omitted, CPF covers all equity abov
prepayments	array	no	Optional list of prepayments.
prepaymentOutcome	string	no	What happens after a prepayment: lower instalment or shorter tenure.
lockInMonths	integer	no	Lock-in period in months from first drawdown.
prepaymentPenaltyPercent	number	no	Penalty as a percentage of prepaid amount if within lock-in period.
includeSchedule	boolean	no	If true, include the full month-by-month amortisation schedule in output.

Free

$0 forever

Every tool — any call limit is its publisher’s, not ours
No card, and mcprush charges nothing for it
Runs at its publisher’s own address — this marketplace is not in the path
Nothing to cap, because mcprush bills nothing

Nothing here is billable: mcprush charges nothing to install Cashew or to call it, at any volume.

ATool-list grade · score 96 / 100

Release 1.4.0 · scanned 7 Nov 2026

Graded from the tools this server lists, not from its source code.

Two independent axes, because powerful and malicious are different questions. The grade is threat only. The capability level is blast radius, and it is never a penalty on the grade — it is priced as one subtract-only term in the score, where you can see it.

Threat score100

Client score96

Findings0 threat · 0 capability

Capabilityminimal

Coveragemanifest

Verificationnot in this report

Surface digest171c76a02fb333f2b08fc5fb208ddd6a5977d6eaa6066ca894bc0468e135e8cb

Score vectorthreat 100 → client 96

Term	Level	What it prices	Points
capability-exposure	minimal	capability blast radius (minimal) — client exposure if the model is manipulated	−0
coverage-honesty	manifest	inspection depth (manifest) — how much of the target the scan could see	−4

score = clamp(round(threatScore − E_cap − E_ver − E_cov), 0, 100). No model, no opinion, no network call at scoring time: the same methodology version against the same bytes always produces this number, and every line above is a field of the report rather than a summary of it.

What the scan could actually read

A grade is only as meaningful as its coverage, so the scanner publishes its own depth before it publishes its result.

The scan read each tool’s name, description, input schema and annotations exactly as the server listed them the last time it answered us; no code was reviewed. We ask the server again about once a month, and a list that changed is graded again.

Tool surfaceread

Implementation sourcenot available

Package metadatanot available

Live transportnot available

The implementation source was not read — this reflects the declared tool metadata only.

Capability — what it could do if the model were manipulated

Tags derived from each tool’s schema and the implementation, not from what the tool calls itself. minimal is the level these add up to.

Tool	Capability tags	Why the tag was assigned
recommend_packages	untrusted-input	untrusted-input: keyword "download"
compare_packages	untrusted-input	untrusted-input: keyword "download"
list_banks	no tags
get_property_valuation	untrusted-input	untrusted-input: declares openWorldHint: true (interacts with entities outside the server)
calculate_package_schedule	no tags
list_market_indices	no tags
get_index_quotes	no tags
calculate_affordability	no tags
calculate_required_income	no tags
calculate_mortgage_repayment	no tags
calculate_refinance_savings	no tags
calculate_residential_stamp_duty	no tags
calculate_rental_stamp_duty	no tags
calculate_mortgage_stamp_duty	no tags
calculate_seller_stamp_duty	no tags
analyze_sell_one_buy_two	no tags
check_eligibility	no tags
analyze_decoupling	no tags
calculate_sales_proceeds	no tags
calculate_purchase_cost	no tags
calculate_hdb_resale_timeline	no tags
calculate_private_resale_timeline	no tags
calculate_progressive_payment	no tags

Toxic-flow graph

The lethal trifecta, checked as a graph rather than as a checklist: untrusted input, a sensitive source and an external sink have to meet before there is a path worth worrying about.

The public result for this release does not print the flow graph, so there is nothing to show here. That is not the same as "no paths were found": what the scan did read is above, under coverage.

Supply chain and provenance

Integrityfirst-seen

Surface digest171c76a02fb333f2

Scanned2026-11-07

This is the first scan of this surface here, so there is nothing yet to compare it against.

Every result on this tab comes from one deterministic pass over the published package — offline, rule by rule, and auditable line by line above. Same methodology version, same bytes, same score.

Where are you running it?

Tool surface

Release history

Cashew MCP

What it does

Quickstart

Where are you running it?

Tool surface

What counts against your monthly calls

What the scan could actually read

Capability — what it could do if the model were manipulated

Toxic-flow graph

Supply chain and provenance

Release history

See also