Model Context Protocol (MCP) server for freee API integration
Nothing to run from here
Commercial.Mortgage: programs, rates and loan sizer is installed from its publisher's own source and answers where it runs, so this marketplace is not in the path of a single call. There is no address here to send one to, and a panel that pretended otherwise would be showing you an answer we made up. Install it and call it from your own client — the Installation tab has the entry for each one.
96/100
tool-list score
9
tools declared
remote
at its publisher
—
calls last 7d
What it does
Match deals to commercial mortgage programs; program rules, live rates, loan sizing, prepayment.
Quickstart
# 1 — add it to Claude Code
claude mcp add --scope user --transport http commercial-mortgage-programs-rates-and-loan-s-mcp https://commercial.mortgage/mcp
# 2 — ask your agent for something these tools do
# size_loan, get_rates_by_lender_type, get_spreads_by_property_type and 6 more
Commercial.Mortgage: programs, rates and loan sizer costs nothing on mcprush: there is no plan to choose here, no cap to set and nothing mcprush can bill you for.
Publishernot claimed
COAll 1 server
commercial1 server
1 category
Collected from a public index. Nobody has claimed this account, so nothing here was written by its author — claim it if it is yours.
Installation
Where are you running it?
Every route below installs the same thing and ends at the same approval screen. Nothing here runs on your machine and nothing runs on ours: this server answers at its publisher’s own address, and what you install is the connection straight to it.
Claude Codedeclared by this listing
This is a public server: it answers at its publisher’s own address and this marketplace is not in the path. Claude Code registers it in one command; --scope user makes it available in every project. The transport below is http, as the publisher's own manifest declares it.
claude mcp add --scope user --transport http commercial-mortgage-programs-rates-and-loan-s-mcp https://commercial.mortgage/mcpReconnect, or start a new session, and the tools appear in the model’s tool list.
Free on mcprush, and it answers at its publisher’s own address: this marketplace is not in the path, so there is no key of ours to hold and no card to add.
What it writes
One config entry pointing straight at the publisher’s own address — this marketplace is not in the path, and nothing from this listing executes on your machine.
What you approve
9 tools, with what each one reads, writes and reaches shown before you agree — the same list on every route above. Read the tool surface.
Tool surface
What the model actually sees. Descriptions are diffed on every release — see version history.
The largest commercial mortgage a property supports under a lender type's loan-to-value, DSCR and debt-yield limits, which test binds, the monthly payment, and the resulting LTV, DSCR, debt yield and cap rate. Same math and defaults as the site's loan sizer; omit lender_type to size the deal under all five lender types.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| property_value | number | yes | Property value or purchase price in dollars, e.g. 5000000. |
| noi | number | yes | Annual net operating income in dollars, e.g. 350000. |
| lender_type | string | no | bank, life-company, cmbs, agency (multifamily only) or debt-fund. Omit to compare all five. |
| interest_rate_pct | number | no | Your note rate in percent, e.g. 6.25. Default: the lender type's index today plus the middle of its published spread range. |
| amortization_years | integer | no | Amortization in years; 0 means interest only. Default: the lender type's (25 or 30; debt funds 0). |
| max_ltv_pct | number | no | Override the lender type's maximum loan-to-value, in percent. |
| min_dscr | number | no | Override the minimum debt service coverage ratio, e.g. 1.25. |
| min_debt_yield_pct | number | no | Override the minimum debt yield in percent; 0 turns the debt-yield test off. |
| requested_loan | number | no | Optional loan amount you want, in dollars; the answer says whether it fits. |
Indicative commercial mortgage rate ranges for banks, life companies, CMBS, agency and debt funds: each lender type's index today (Treasury or 30-day SOFR, with its date) plus its spread range from a named, dated public source. Banks have no public spread source, so no range is given for them.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| lender_type | string | no | One lender type; omit for all five. |
Permanent-loan spreads over the 10-year Treasury by property type (multifamily, industrial, retail, office) on 60 to 65% LTV loans, from CRED iQ as of March 31, 2026, plus the indicative rate at today's 10-year yield. Hotel, self storage, medical office and mixed use have no public source and say so.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| property_type | string | no | One property type; omit for all. |
The latest 5-, 7- and 10-year Treasury yields, overnight and 30-day average SOFR, and the bank prime rate that commercial mortgages price from, each with its observation date, the value a week earlier, the change in basis points and its publisher.
No parameter schema on file.
Rank the commercial mortgage programs (agency, FHA/HUD, bank, credit union, life company, CMBS, bridge, debt fund, DSCR, construction and more) that fit a deal, with the reasons and cautions for each, today's indicative rate (live index plus the program's published spread), and an estimate of the largest loan each program's published LTV/LTC, DSCR and debt-yield limits allow. Programs that do not
| Parameter | Type | Required | Notes |
|---|---|---|---|
| property | string | yes | Property type: multifamily, mixed-use, retail, office, medical-office, industrial, self-storage, manufactured-housing, hotel, senior-housing, student-housing, affordable-housing, special-purpose, land |
| units | integer | no | Apartment units, for multifamily (5 to 50 units also matches small-balance programs). |
| purpose | string | yes | purchase, refinance (rate and term), cash-out, construction, bridge (value-add or lease-up), renovation. |
| loan_amount | number | yes | Loan wanted, in dollars. |
| value | number | no | Property value or purchase price in dollars (for LTV). |
| cost | number | no | Total project cost in dollars, for construction (land plus hard and soft costs, for LTC). |
| noi | number | no | Annual net operating income in dollars (for DSCR and debt yield). |
| occupancy | string | no | stabilized (leased up, steady income), transitional (lease-up or value-add) or vacant. Default stabilized. |
| credit | string | no | Sponsor credit: strong, fair (some blemishes) or challenged (recent bankruptcy, foreclosure or serious late payments). Default strong. |
| timeline | string | no | Closing need: urgent (under 30 days), soon (30 to 60), normal (60 to 90), flexible. Default flexible. |
| recourse | string | no | Non-recourse required, preferred, or any. Default any. |
| existing_loan | string | no | For a refinance: the current loan (agency = Fannie Mae or Freddie Mac, fha = FHA-insured). Needed for supplemental and 223(a)(7) loans. |
| existing_balance | number | no | Balance of the existing first loan, in dollars. Supplemental loans are sized on combined debt, so they need it. |
| existing_payment | number | no | Monthly payment on the existing first loan, in dollars (for the combined coverage test on a supplemental loan). |
| owner_occupied | boolean | no | True if the borrower's own business occupies the building. |
| ground_lease | boolean | no | True if the property sits on a ground lease. |
| credit_tenant | boolean | no | True if one creditworthy tenant leases the whole building long term. |
| multiple_properties | boolean | no | True to finance several properties in one loan. |
| limit | integer | no | How many ranked programs to return (default 6). |
Everything published about one commercial mortgage program: eligible property types and loan purposes, minimum and maximum loan, maximum LTV and LTC, minimum DSCR and debt yield, term, amortization, rate type, recourse, prepayment, timeline, today's indicative rate, who it fits and who should look elsewhere, and the programs to compare it with. Every figure carries its as-of date and primary sourc
| Parameter | Type | Required | Notes |
|---|---|---|---|
| program | string | yes | Program slug, e.g. fannie-mae-small-loans, fha-223f-loans, bridge-loans. |
Two or three commercial mortgage programs side by side: today's indicative rate, loan size range, maximum LTV and LTC, minimum DSCR and debt yield, term, amortization, rate type, recourse, prepayment and timeline, each figure dated and sourced, plus the site's head-to-head comparison page when one exists.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| programs | array | yes | Two or three program slugs, e.g. ["fannie-mae-small-loans", "bank-commercial-mortgage"]. |
Today's indicative rate for every commercial mortgage program that has a published spread: the live index (Treasury, SOFR or prime, with its date) plus the program's spread range from a named, dated source, lowest first. Filter by property type, purpose or program family. Programs with no public spread are listed as such instead of guessed.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| property | string | no | Property type: multifamily, mixed-use, retail, office, medical-office, industrial, self-storage, manufactured-housing, hotel, senior-housing, student-housing, affordable-housing, special-purpose, land |
| purpose | string | no | purchase, refinance (rate and term), cash-out, construction, bridge (value-add or lease-up), renovation. |
| family | string | no | Program family: bank, agency, fha, life-company, cmbs, bridge, construction, non-bank, subordinate, sba, specialty. |
Estimate the prepayment premium on a commercial mortgage: Fannie Mae-style yield maintenance (Form 6104.01, annual discounting), Freddie Mac yield maintenance (monthly), CMBS yield maintenance, a defeasance cost estimate, a Fannie Mae declining (step-down) schedule, or an SBA 504 debenture premium. Treasury yields default to today's readings, interpolated to the time left. Same math as the site's
| Parameter | Type | Required | Notes |
|---|---|---|---|
| method | string | yes | Which prepayment provision the note has. |
| balance | number | yes | Principal being prepaid (or the debenture balance), in dollars. |
| note_rate_pct | number | no | Note rate in percent (for sba_504, the debenture rate). Required except for step_down. |
| months_remaining | integer | no | Months from the prepayment date to the end of the yield maintenance period (Fannie/Freddie) or to the open date or maturity (CMBS, defeasance). |
| treasury_yield_pct | number | no | Treasury yield to discount at, in percent. Default: today's 5/7/10-year Treasury interpolated to months_remaining. |
| amortization_years | integer | no | For CMBS yield maintenance and defeasance: amortization in years; 0 = interest only (default). |
| schedule | string | no | For step_down: a Fannie Mae declining schedule, or custom with custom_schedule. |
| custom_schedule | array | no | For step_down with schedule custom: percent of balance by loan year, e.g. [5, 4, 3, 2, 1]. |
| loan_year | integer | no | For step_down and sba_504: the loan (or debenture) year of the prepayment, 1 = first year. |
| debenture_years | integer | no | For sba_504: debenture term in years. |
| fixed_costs | number | no | For defeasance: legal, accountant, rating agency and servicer costs in dollars to add (default 0). |
Free
$0 forever
- Every tool — any call limit is its publisher’s, not ours
- No card, and mcprush charges nothing for it
- Runs at its publisher’s own address — this marketplace is not in the path
- Nothing to cap, because mcprush bills nothing
What counts against your monthly calls
| Tool | Unit | Calls used | Out of the allowance |
|---|
Nothing here is billable: mcprush charges nothing to install Commercial.Mortgage: programs, rates and loan sizer or to call it, at any volume.
Call allowance · this installenforced at the gateway
Monthly allowance, in calls
—
—
Alert at 80% · then the tool returns a normal MCP error
Used this month: —
ATool-list grade · score 96 / 100
Release 1.2026.1101.0 · scanned 2 Nov 2026
Graded from the tools this server lists, not from its source code.
Two independent axes, because powerful and malicious are different questions. The grade is threat only. The capability level is blast radius, and it is never a penalty on the grade — it is priced as one subtract-only term in the score, where you can see it.
Threat score100
Client score96
Findings0 threat · 0 capability
Capabilityminimal
Coveragemanifest
Verificationnot in this report
Surface digest5a4fc66633c851b69aece2d261d1d7ee01a59d68155cc6a4b5a066edafa18eb3
Score vectorthreat 100 → client 96
| Term | Level | What it prices | Points |
|---|---|---|---|
| capability-exposure | minimal | capability blast radius (minimal) — client exposure if the model is manipulated | −0 |
| coverage-honesty | manifest | inspection depth (manifest) — how much of the target the scan could see | −4 |
score = clamp(round(threatScore − E_cap − E_ver − E_cov), 0, 100). No model, no opinion, no network call at scoring time: the same methodology version against the same bytes always produces this number, and every line above is a field of the report rather than a summary of it.
What the scan could actually read
A grade is only as meaningful as its coverage, so the scanner publishes its own depth before it publishes its result.
The scan read each tool’s name, description, input schema and annotations exactly as the server listed them the last time it answered us; no code was reviewed. We ask the server again about once a month, and a list that changed is graded again.
Tool surfaceread
Implementation sourcenot available
Package metadatanot available
Live transportnot available
The implementation source was not read — this reflects the declared tool metadata only.
Capability — what it could do if the model were manipulated
Tags derived from each tool’s schema and the implementation, not from what the tool calls itself. minimal is the level these add up to.
| Tool | Capability tags | Why the tag was assigned |
|---|---|---|
| size_loan | no tags | |
| get_rates_by_lender_type | no tags | |
| get_spreads_by_property_type | no tags | |
| get_index_rates | no tags | |
| match_programs | no tags | |
| program_rules | no tags | |
| compare_programs | no tags | |
| get_rates | no tags | |
| prepayment_estimate | no tags |
Toxic-flow graph
The lethal trifecta, checked as a graph rather than as a checklist: untrusted input, a sensitive source and an external sink have to meet before there is a path worth worrying about.
The public result for this release does not print the flow graph, so there is nothing to show here. That is not the same as "no paths were found": what the scan did read is above, under coverage.
Supply chain and provenance
Integrityfirst-seen
Surface digest5a4fc66633c851b6
Scanned2026-11-02
This is the first scan of this surface here, so there is nothing yet to compare it against.
Every result on this tab comes from one deterministic pass over the published package — offline, rule by rule, and auditable line by line above. Same methodology version, same bytes, same score.
Release history
This is an address its publisher runs: which release it serves is theirs to choose, so there is nothing here to pin. The history below is for reading; the current release on file is 1.2026.1101.0.
1.2026.1101.0
undated
latestNo release note was published with this version.
—
no reviews yet
Who can review
One review per account, from a signed-in account that does not publish this listing. Nothing else is asked — you can say what you think before you install it. Publishers can reply once per review, and a review can be edited or deleted by whoever wrote it.
Sign in to write one
Any signed-in account that does not publish Commercial.Mortgage: programs, rates and loan sizer can review it, once — before installing it or after. A review from an account that has installed it is marked as one.
No reviews yet
Nobody has reviewed this listing. The rating on the card is the mean of the reviews written here and nothing else, so there is no rating until somebody writes the first — which takes a signed-in account that does not publish it, and nothing else.