Alpaca Trading API integration for Model Context Protocol (MCP)
Nothing to run from here
RealityCents — Hawaii Mortgage & VA Loan Expertise is installed from its publisher's own source and answers where it runs, so this marketplace is not in the path of a single call. There is no address here to send one to, and a panel that pretended otherwise would be showing you an answer we made up. Install it and call it from your own client — the Installation tab has the entry for each one.
10
tools declared
—
trust score
remote
at its publisher
—
calls last 7d
What it does
Read-only Hawaii mortgage and VA loan calculators from RealityCents.com. No personal data collected.
Quickstart
# 1 — add it to Claude Code
claude mcp add --scope user --transport http realitycents-hawaii-mortgage-va-loan-expertis-mcp https://realitycents-mcp.jaymiller.workers.dev/mcp
# 2 — ask your agent for something these tools do
# calculate_mortgage_payment, calculate_affordability, va_purchase_power and 7 more
RealityCents — Hawaii Mortgage & VA Loan Expertise costs nothing on mcprush: there is no plan to choose here, no cap to set and nothing mcprush can bill you for.
Publishernot claimed
JCAll 2 servers
jaymiller-cmg2 servers
2 categories
Collected from a public index. Nobody has claimed this account, so nothing here was written by its author — claim it if it is yours.
Installation
Where are you running it?
Every route below installs the same thing and ends at the same approval screen. Nothing here runs on your machine and nothing runs on ours: this server answers at its publisher’s own address, and what you install is the connection straight to it.
Claude Codedeclared by this listing
This is a public server: it answers at its publisher’s own address and this marketplace is not in the path. Claude Code registers it in one command; --scope user makes it available in every project. The transport below is http, as the publisher's own manifest declares it.
claude mcp add --scope user --transport http realitycents-hawaii-mortgage-va-loan-expertis-mcp https://realitycents-mcp.jaymiller.workers.dev/mcpReconnect, or start a new session, and the tools appear in the model’s tool list.
Free on mcprush, and it answers at its publisher’s own address: this marketplace is not in the path, so there is no key of ours to hold and no card to add.
What it writes
One config entry pointing straight at the publisher’s own address — this marketplace is not in the path, and nothing from this listing executes on your machine.
What you approve
10 tools, with what each one reads, writes and reaches shown before you agree — the same list on every route above. Read the tool surface.
Tool surface
What the model actually sees. Descriptions are diffed on every release — see version history.
Estimate PITI for a Hawaii purchase: principal and interest, property tax, insurance, HOA, and PMI, FHA MIP, or a financed VA funding fee. Read-only. Do not send a name, email, phone, SSN, or street address. Rates are examples, not quotes.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| price | number | yes | Purchase price in dollars. |
| downPayment | number | no | Down payment. Defaults: VA 0%, FHA 3.5%, conventional 5%, jumbo 10% when downPaymentUnit is percent. |
| downPaymentUnit | string | no | — |
| rate | number | no | Annual note rate as a percent. Default 6.5 is an example, not a quote. |
| termYears | integer | no | Amortizing term in years. |
| loanType | string | no | — |
| propertyTaxRatePercent | number | no | Annual property tax as a percent of price. Default 0.35 is Honolulu County residential. |
| monthlyTaxOverride | number | no | Monthly property tax in dollars. A value above 0 replaces the tax-rate calculation. |
| insuranceMonthly | number | no | Homeowner's insurance in dollars per month. Default $150 is a planning placeholder, not a quote. |
| hoaMonthly | number | no | HOA or maintenance fee in dollars per month. |
| creditScore | integer | no | Optional FICO for conventional PMI. Omit it to use LTV-only PMI tiers. Do not send a name or SSN. |
| vaFirstUse | boolean | no | VA funding fee: true = first use. Ignored for other loan types. |
| vaDisabilityExempt | boolean | no | True if the borrower is exempt from the VA funding fee. |
| pointsPercent | number | no | Discount points as a percent of the total loan. Affects cash to close, not the note rate. |
Estimate a maximum purchase price from gross monthly income, monthly debts, and a DTI target (default 45 for VA and FHA, 41 for conventional and jumbo). Returns the payment at that price. Read-only. No personal identifiers.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| grossMonthlyIncome | number | yes | Gross monthly income in dollars. Do not send a name or employer. |
| monthlyDebts | number | no | Monthly debt payments already owed (car, cards, student loans). |
| dtiTarget | number | no | Housing-plus-debts DTI cap as a percent. Defaults to 45 for VA and FHA, 41 for conventional and jumbo. |
| downPayment | number | no | — |
| downPaymentUnit | string | no | — |
| rate | number | no | Annual note rate as a percent. Default 6.5 is an example, not a quote. |
| termYears | integer | no | Amortizing term in years. |
| loanType | string | no | — |
| propertyTaxRatePercent | number | no | Annual property tax as a percent of price. Default 0.35 is Honolulu County residential. |
| monthlyTaxOverride | number | no | Monthly property tax in dollars. A value above 0 replaces the tax-rate calculation. |
| insuranceMonthly | number | no | Homeowner's insurance in dollars per month. Default $150 is a planning placeholder, not a quote. |
| hoaMonthly | number | no | HOA or maintenance fee in dollars per month. |
| creditScore | integer | no | Optional FICO for conventional PMI. Omit it to use LTV-only PMI tiers. Do not send a name or SSN. |
| vaFirstUse | boolean | no | VA funding fee: true = first use. Ignored for other loan types. |
| vaDisabilityExempt | boolean | no | True if the borrower is exempt from the VA funding fee. |
Estimate Honolulu County military income (base pay, BAH, BAS, COLA) and a VA purchase price from pay grade, years of service, and dependents. Uses the RealityCents 2026 pay tables. Read-only. Do not send a name or SSN.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| payGrade | string | yes | Military pay grade. BAH is Honolulu County (HI408) 2026. |
| yearsOfService | number | no | — |
| dependents | integer | no | Dependent count. More than zero uses the with-dependents BAH rate. COLA uses this count. |
| rate | number | no | Example annual rate passed into the site purchase-power solver. Not a quote. |
| propertyTaxRatePercent | number | no | — |
| monthlyTaxOverride | number | no | — |
| insuranceMonthly | number | no | — |
| hoaMonthly | number | no | — |
| otherDebts | number | no | Other monthly debt payments. |
| downPayment | number | no | Down payment in dollars. Default $0. |
| maxDti | number | no | Planning DTI used by the RealityCents Military Buying Power calculator. Not a VA approval cap. |
| vaFirstUse | boolean | no | — |
| vaDisabilityExempt | boolean | no | — |
For a Hawaii county, compute remaining VA entitlement, the max $0-down loan, and the 25% down payment on any amount above that. $0 already in use is treated as full entitlement (no county cap). Read-only.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| county | string | yes | Hawaii county for the 2026 FHFA one-unit conforming limit. |
| entitlementAlreadyInUse | number | yes | VA entitlement already in use, in dollars, based on the original loan amount of any VA loan not yet restored (generally 25% of that original amount); your COE shows the exact figure. $0 is treated as |
| purchasePrice | number | yes | — |
Compare 2 to 4 loan scenarios (type, rate, down payment, term, discount points) on one purchase price. Returns payment, an illustrative cash-to-close, and total interest. Read-only. Rates are examples.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| purchasePrice | number | yes | — |
| propertyTaxRatePercent | number | no | — |
| monthlyTaxOverride | number | no | — |
| insuranceMonthly | number | no | — |
| hoaMonthly | number | no | — |
| creditScore | integer | no | — |
| vaFirstUse | boolean | no | — |
| vaDisabilityExempt | boolean | no | — |
| scenarios | array | yes | — |
Year-by-year principal-and-interest and subsidy cost for a 2-1, 1-0, or 3-2-1 temporary buydown, or the upfront cost of permanent discount points. Read-only. The note rate is an example, not a quote.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| loanAmount | number | yes | — |
| noteRate | number | yes | Note rate as a percent. Example only, not a quote. |
| buydownType | string | yes | — |
| termYears | integer | no | — |
| points | number | no | For permanent-points only: number of discount points. 1 point = 1% of the loan amount. Defaults to 1. |
Compare cumulative rent with the net cost of buying over a holding period, using Honolulu's 0.35% tax default unless you override it. Read-only. Not a price or rent forecast.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| monthlyRent | number | yes | Current monthly rent. |
| rentGrowthPercent | number | no | Annual rent growth, percent. |
| price | number | yes | — |
| downPayment | number | no | — |
| downPaymentUnit | string | no | — |
| rate | number | no | — |
| appreciationPercent | number | no | Annual home appreciation, percent. |
| years | integer | no | — |
| termYears | integer | no | — |
| loanType | string | no | — |
| propertyTaxRatePercent | number | no | — |
| insuranceMonthly | number | no | — |
| hoaMonthly | number | no | — |
| maintenanceMonthly | number | no | Owner maintenance in dollars per month, held flat. |
| sellingCostPercent | number | no | Percent of the ending value treated as a selling cost. Default 0. |
| creditScore | integer | no | — |
| vaFirstUse | boolean | no | — |
| vaDisabilityExempt | boolean | no | — |
Concise factual notes on Hawaii property tax, VA loans, leasehold versus fee simple, VA condo approval, 2026 loan limits, BAH/COLA, closing costs, or pre-approval steps. Drawn from RealityCents articles. No rate quotes. Read-only.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| topic | string | yes | — |
Check whether an Oahu condo project is on the VA's accepted condo list, by project name (fuzzy), building address, or VA condo ID. Returns status, VA ID, the data date, and the VA's official lookup link to verify. Oahu only for now. Read-only. Do not send a unit number or personal information. VA approval status does not guarantee loan approval.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| query | string | yes | Condo project name (fuzzy, okina and spelling variations OK), building street address, or VA condo ID such as 002372. Do not send a unit number, a person's name, or other personal information. |
| limit | integer | no | Maximum matches to return. Default 5. |
Return Jay Miller's public CMG Home Loans application link and published business contact. Does not ask for or store personal information.
No parameter schema on file.
Free
$0 forever
- Every tool — any call limit is its publisher’s, not ours
- No card, and mcprush charges nothing for it
- Runs at its publisher’s own address — this marketplace is not in the path
- Nothing to cap, because mcprush bills nothing
What counts against your monthly calls
| Tool | Unit | Calls used | Out of the allowance |
|---|
Nothing here is billable: mcprush charges nothing to install RealityCents — Hawaii Mortgage & VA Loan Expertise or to call it, at any volume.
Call allowance · this installenforced at the gateway
Monthly allowance, in calls
—
—
Alert at 80% · then the tool returns a normal MCP error
Used this month: —
—Grade not published
No rule-by-rule report on file for this release
Two independent axes, because powerful and malicious are different questions. The grade is threat only. The capability level is blast radius, and it is never a penalty on the grade — it is priced as one subtract-only term in the score, where you can see it.
This listing is an address its publisher runs, and you connect to it directly — this marketplace is not in the path. The scanner reads packages and public source, and an address is neither: the repository linked on this page is where this record was collected from, not a copy of what the address serves, so it is not graded in its place. So there is no grade — not a withheld one, an unmeasured one.
Release history
This is an address its publisher runs: which release it serves is theirs to choose, so there is nothing here to pin. The history below is for reading; the current release on file is 2.0.0.
2.0.0
undated
latestNo release note was published with this version.
—
no reviews yet
Who can review
One review per account, from a signed-in account that does not publish this listing. Nothing else is asked — you can say what you think before you install it. Publishers can reply once per review, and a review can be edited or deleted by whoever wrote it.
Sign in to write one
Any signed-in account that does not publish RealityCents — Hawaii Mortgage & VA Loan Expertise can review it, once — before installing it or after. A review from an account that has installed it is marked as one.
No reviews yet
Nobody has reviewed this listing. The rating on the card is the mean of the reviews written here and nothing else, so there is no rating until somebody writes the first — which takes a signed-in account that does not publish it, and nothing else.