Credit Data Quality Analyzer Agent Skill

Analyzes credit data quality across banking, consumer finance, and lending datasets using data tables and accompanying dictionaries.

Context cost
5.1k tokensestimated from the bundle, loaded when it triggers
Bundle
9 of 10 fileshanded out here; the rest is at its source
Licence
MITthe author’s own terms
Last change
—no release on file
Servers it uses
Noneruns standalone

What it does

基于用户同时提供的数据表和配套数据字典,分析银行、消费金融、小贷及其他信贷业务的 CSV、TSV、Excel 或数据库导出数据质量。用于客户、申请、授信、审批、合同、放款、借据、还款、逾期、催收、核销和结清数据的字段语义映射、基础画像、完整性、有效性、一致性、唯一性、及时性、跨表关联及金额勾稽检查,并生成问题清单、风险分级、质量概览和整改建议。也用于设计或评审信贷数据质量规则;缺少数据表或数据字典时不得给出正式数据质量结论,涉及监管或机构专属口径时必须标记待确认,不得自行假设。

What this skill changes about the agent has not been set out here as a list. Its SKILL.md, shown below, says it in the author’s own words.

analytics

The skill itself

A skill is instructions the model reads, so you can see what you are getting: below is the start of its SKILL.md. The front matter loads with every session, the body loads when the skill triggers, and the whole file comes with the install.

SKILL.md7.4 kB · preview
--- name: analyze-credit-data-quality ---
6# 信贷数据质量分析
7
8## 工作原则
9
10- 先确认数据范围、统计日期、业务口径、主键、关联键和金额单位。
11- 默认只读分析;不得修改源数据或生产数据。
12- 区分“确定错误”“规则命中但可能有业务例外”“待确认口径”。
13- 不把行业经验直接认定为机构正式规则或监管结论。
14- 保留每项结论的表、字段、规则编号、样本、计算依据与统计分母。
15- 展示样本前脱敏身份证号、手机号、银行卡号、姓名、地址等个人信息。
16- 不在报告中输出密码、密钥、完整证件号或完整银行卡号。
17
18## 必需输入
19
20正式分析必须同时具备:
21
221. **数据表**:CSV、TSV、Excel 或数据库只读导出,包含待分析的实际记录。
232. **配套数据字典**:至少包含表名、字段名和字段说明;推荐同时提供数据类型、单位/币种、是否主键、关联字段、枚举值与业务口径。
24
This is a preview of SKILL.md. Download or install the skill to get the whole thing.
In the file
SKILL.md193 words
Files9
LicenceMIT
Why you can read it

Nothing in a skill executes. The client loads the text and the model follows it, so a skill can be audited the way a runbook is — by reading it.

What it costs in context

Skills are not billed by the call. They are paid for in context: every token the instructions occupy is a token your code, your diff and your conversation cannot use. Here is what this one takes and when it takes it.

≈70
always loaded
The name and description, so the model knows the skill exists and when to reach for it.
5,005
on trigger
The instruction body and 8 supporting files, read only when the skill fires.
2.5%
of a 200k window
Ten skills this size would take about 25% of the window before you open a file.
050k100k150k200k context window

5.1k tokens, estimated from the bundle at four bytes to the token, held for the rest of the session once it triggers. Heavy. Teams tend to install this one per project rather than globally, and load it only when the job comes up.

Servers bill, skills cost

A server charges by the month. A skill charges once per session, in context, and then keeps charging it for as long as the session lives.

Before and after

The same question, put to the same model twice: once as it comes, and once with these instructions loaded.

No worked example has been published for this skill yet.

The procedure it runs

The procedure has not been set out here step by step. It is in the body of its SKILL.md: the start of it is shown above, and the whole file comes with the install.

Prose, not code

These steps are written for a model to follow, not executed by a runtime. It can still be told to skip one, and it will say so when it does.

Servers it uses

None. This skill calls no MCP servers at all.

Everything it needs is in the instructions, so it works in a project with nothing connected — the model reads the file and changes how it works with what it can already reach.

Its SKILL.md does not declare which tools it asks the agent for, so what it touches is whatever the instructions themselves ask for — read them before you install it.

What it asks for
Writes filesnot declared
Network accessnot declared

This SKILL.md carries no allowed-tools line, so neither is declared. A skill grants no permissions of its own — it can only ask for tools your client already has.

What it will not do

Every skill is narrow, and the useful ones say where they stop. These are the jobs this one is the wrong tool for.

What this skill is not for has not been published here. Nothing is implied by that: it is a section the author has not filled in.

What is in the bundle

The download carries 9 of the 10 files in its source folder; the list here names 9 files, 58.7 kB on disk. Mostly text — the instructions the model reads — with 3 scripts in it that your client would run only if the instructions tell it to. The other one is not in the download — listed after these, with why.

  • SKILL.md7.4 kB
  • agents/openai.yaml0.3 kB
  • assets/report-template.md1.4 kB
  • references/credit-domain.md2.3 kB
  • references/quality-rules.md4.8 kB
  • references/table-schema.md4.1 kB
  • scripts/credit_quality_agent.py30.6 kB
  • scripts/profile_csv.py5.8 kB
  • scripts/run_local_agent.py2.0 kB

Not in the download

Not carried is a type a skill download does not hold. Marked read: its SKILL.md or scripts name the file, so without it the skill works only in part. Take it from its source.

  • assets/credit-data-quality-test.xlsxread · not carried
What is not in it

A skill installs nothing and depends on nothing: it is a folder your client reads. This one carries 3 scripts beside the text, so the download is 9 files — not the whole of its source: 1 file is left out, and the skill reads it. It is listed under the files, with why. The MIT licence covers the templates and examples as well as the instructions.

Install

Installing copies the bundle into your project. Nothing runs at install time — the files sit on disk until the model reads them.

# Credit Data Quality Analyzer · 5.1k tokens when loaded · macOS, Linux mkdir -p .claude/skills && t=$(mktemp -d) && curl -fsSL -o "$t/bundle.tar.gz" https://mcprush.com/api/skills/credit-data-quality-analyzer/bundle.tar.gz && tar -xzf "$t/bundle.tar.gz" -C "$t" && [ -d "$t/credit-data-quality-analyzer" ] && { [ ! -e .claude/skills/credit-data-quality-analyzer ] || { mv .claude/skills/credit-data-quality-analyzer "$t/.previous" && echo "Previous copy moved to $t/.previous"; }; } && mv "$t/credit-data-quality-analyzer" .claude/skills/ && echo "Installed .claude/skills/credit-data-quality-analyzer"
On Windows, or any OS with Node 20+
npx mcprush@latest skill add maipois/credit-data-quality-analyzer

Windows PowerShell says 'running scripts is disabled on this system'? Run Set-ExecutionPolicy -Scope CurrentUser RemoteSigned once, or type npx.cmd instead of npx (codex.cmd, gemini.cmd, grok.cmd likewise). PowerShell 7 needs neither. Writes to .claude/skills/credit-data-quality-analyzer/ in the current project. For every project instead, run mkdir -p ~/.claude/skills && t=$(mktemp -d) && curl -fsSL -o "$t/bundle.tar.gz" https://mcprush.com/api/skills/credit-data-quality-analyzer/bundle.tar.gz && tar -xzf "$t/bundle.tar.gz" -C "$t" && [ -d "$t/credit-data-quality-analyzer" ] && { [ ! -e ~/.claude/skills/credit-data-quality-analyzer ] || { mv ~/.claude/skills/credit-data-quality-analyzer "$t/.previous" && echo "Previous copy moved to $t/.previous"; }; } && mv "$t/credit-data-quality-analyzer" ~/.claude/skills/ && echo "Installed ~/.claude/skills/credit-data-quality-analyzer" (macOS, Linux) — or add --global to the npx line. The curl line replaces .claude/skills/credit-data-quality-analyzer/ only after the download succeeds, so files left there by another skill of the same name, or by an older release, do not mix in. A copy already there is moved aside, not deleted, and the line prints where. It appears as analyze-credit-data-quality in Gemini CLI, Codex, Copilot and Grok (its own name); Claude Code lists it by the folder name, credit-data-quality-analyzer. Not in this download: 1 file of its source, which its SKILL.md or scripts read (which one, and why). Take it from its source.

Which clients pick it up on their own

A skill is a folder of text. Most of these read a skills folder and pick it up without being told; the rest take the same folder another way — an upload in the app, a parameter on an API call — and then choose it by its description just the same.

Claude Code.claude/skills/
Claude DesktopCustomize › Skills
ChatGPTSkills › Create › Upload
Cursor.cursor/skills/
VS Code.github/skills/
Codex CLI.agents/skills/
Gemini CLI.gemini/skills/
Grok Build.grok/skills/
Microsoft CopilotSkills › Upload a skill
PerplexityComputer › Skills › Upload a skill
DeepSeek Harness.dsh/skills/
Zed.agents/skills/
Devin Desktop.devin/skills/
Windsurf (legacy).windsurf/skills/
OpenAI Agents SDKInstructions or sandbox Skills
HTTP / APIa request parameter
This release
Versionnot versioned
Publishedno release date on file
PriceFree
Referencemaipois/credit-data-quality-analyzer

Versions

Its author publishes no version number, so there is nothing here to pin to: what you install is the folder as it stands today. Instructions change more often than APIs do — a skill can be rewritten entirely without anything it depends on moving.

Pinning

Nothing to pin to: this skill carries no version number of its own. What you install is what the folder holds on the day you install it.

Reviews

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Who wrote it

MA
maipois

Publishes on mcprush.

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