Alpaca Trading API integration for Model Context Protocol (MCP)
MonitorBankRates is installed from its publisher's own source and answers where it runs, so this marketplace is not in the path of a single call. There is no address here to send one to, and a panel that pretended otherwise would be showing you an answer we made up. Install it and call it from your own client — the Installation tab has the entry for each one.
What it does
Live US bank and credit union rates, mortgage lenders, and housing and insurance indexes.
Quickstart
# 1 — add it to Claude Code
claude mcp add --scope user --transport http monitorbankrates-mcp https://mcp.monitorbankrates.com/mcp
# 2 — ask your agent for something these tools do
# get_best_rates, get_average_rates, search_institutions and 5 more
MonitorBankRates costs nothing on mcprush: there is no plan to choose here, no cap to set and nothing mcprush can bill you for.
Collected from a public index. Nobody has claimed this account, so nothing here was written by its author — claim it if it is yours.
Where are you running it?
Every route below installs the same thing and ends at the same approval screen. Nothing here runs on your machine and nothing runs on ours: this server answers at its publisher’s own address, and what you install is the connection straight to it.
This is a public server: it answers at its publisher’s own address and this marketplace is not in the path. Claude Code registers it in one command; --scope user makes it available in every project. The transport below is http, as the publisher's own manifest declares it.
claude mcp add --scope user --transport http monitorbankrates-mcp https://mcp.monitorbankrates.com/mcpReconnect, or start a new session, and the tools appear in the model’s tool list.
One config entry pointing straight at the publisher’s own address — this marketplace is not in the path, and nothing from this listing executes on your machine.
8 tools, with what each one reads, writes and reaches shown before you agree — the same list on every route above. Read the tool surface.
Tool surface
What the model actually sees. Descriptions are diffed on every release — see version history.
Top live rates from MonitorBankRates.com for one product (CDs by term, savings, money market, checking, mortgages, refinance, home equity, auto loans, personal loans, credit cards), nationally, for one U.S. state, or for a city (local branches first). Returns one best quote per institution with the institution health grade, minimum deposit, as-of date, and a link. Use list_rate_keys to see valid p
| Parameter | Type | Required | Notes |
|---|---|---|---|
| product_key | string | yes | Rate key from list_rate_keys, for example 12-month, high-yield_savings, 30-year, refinance-30-year, refinance-15-year, heloc, new-auto, credit-card. |
| state | string | no | Optional two-letter state code or state name. Returns institutions headquartered or with branches in that state. Omit for national. |
| city | string | no | Optional city name (needs state), e.g. Norwalk. Institutions with a branch in that city come first, flagged local, with up to 3 branch addresses there; the rest of the list is filled from the state. |
| limit | integer | no | — |
| min_deposit | number | no | Deposits only: exclude products whose minimum deposit is above this dollar amount. |
| institution_type | string | no | Optional filter. |
MonitorBankRates national or state average rates (APY for deposits, APR for loans) computed daily from every published rate across 8,000+ banks and credit unions. Returns the latest value, change over 1 week / 1 month / 3 months, institution and quote counts, and a daily history. Good for "what are CD rates doing", "average mortgage rate in Texas", "average refinance rate", "are savings rates fall
| Parameter | Type | Required | Notes |
|---|---|---|---|
| keys | array | yes | One or more rate keys (see list_rate_keys), e.g. ["12-month","60-month"], ["30-year"] or ["refinance-30-year"]. |
| state | string | no | Optional two-letter state code or name. Omit for the national average. |
| days | integer | no | Days of history to return. |
Search MonitorBankRates' directory of 8,000+ U.S. banks and credit unions by name. Returns matches with type, home state, MBR health grade, how many rates are tracked, and the slug to pass to get_institution.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| query | string | yes | — |
| limit | integer | no | — |
All current deposit and loan rates MonitorBankRates tracks for one bank or credit union, plus its MBR health letter grade, star rating, Texas ratio, branch states, and page link. Pass the slug from search_institutions.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| slug | string | yes | — |
Mortgage lenders and brokers in a U.S. state or city, ranked by home loans closed in the latest federal HMDA (Home Mortgage Disclosure Act) data, from the MonitorBankRates lender directory. Returns each lender's loans closed, market share, approval share, median loan, loan programs (Conventional, FHA, VA, USDA, Jumbo, HELOC), headquarters, and MBR health grade for banks and credit unions. Good for
| Parameter | Type | Required | Notes |
|---|---|---|---|
| state | string | yes | Two-letter state code or state name. |
| city | string | no | Optional city name, e.g. Tampa. Falls back to the state list when the city has no list. |
| lender_type | string | no | Optional filter. Mortgage company includes brokers and non-bank lenders. |
| program | string | no | Optional: only lenders that closed loans in this program. |
| limit | integer | no | — |
Payment estimates at today's MonitorBankRates average rate for the state (or national), or a rate you pass. calculator = mortgage (monthly principal and interest; pass amount, or home_price and optional down_payment), refinance (new payment, and with current_rate the monthly savings and breakeven months), home_equity_loan (fixed payment), heloc (interest only payment during the draw period, paymen
| Parameter | Type | Required | Notes |
|---|---|---|---|
| calculator | string | yes | — |
| amount | number | no | Loan amount or balance in dollars. |
| home_price | number | no | Mortgage only: home price, used when amount is not given. |
| down_payment | number | no | Mortgage only: down payment in dollars (default 20% of home_price). |
| rate | number | no | Optional interest rate in percent. Omit to use today's MonitorBankRates average. |
| years | number | no | Loan term in years (HELOC: the repayment period). Defaults: mortgage and refinance 30, home equity loan 15, HELOC 20, auto 5. |
| state | string | no | Optional two-letter state code or name, for the state average rate. |
| current_rate | number | no | Refinance only: rate on the current loan, in percent. |
| current_years_left | number | no | Refinance only: years left on the current loan. |
| closing_costs | number | no | Refinance only: closing costs in dollars (default 2% of the balance). |
| draw_years | number | no | HELOC only: draw period in years (default 10). |
MonitorBankRates proprietary indexes. "hai" = MBR Housing Affordability Index (daily; 100 = median household exactly affords the median home at today's average 30-year rate; higher is more affordable), with national score, state score and rank, and 90-day history; with a city, the city score, its rank in the state, and the home value, income and payment behind it. "hibi" = Home Insurance Burden In
| Parameter | Type | Required | Notes |
|---|---|---|---|
| index | string | yes | — |
| state | string | no | Optional two-letter state code or name. |
| city | string | no | Optional city name (needs state), e.g. Stamford. hai: city score, rank and inputs. hibi/aibi: city insurance cost estimate by insurer. |
Lists every rate key accepted by get_best_rates and get_average_rates with its label, product group, and whether it is measured as APY (deposits) or APR (loans). Also lists U.S. state codes.
No parameter schema on file.
- Every tool — any call limit is its publisher’s, not ours
- No card, and mcprush charges nothing for it
- Runs at its publisher’s own address — this marketplace is not in the path
- Nothing to cap, because mcprush bills nothing
What counts against your monthly calls
| Tool | Unit | Calls used | Out of the allowance |
|---|
Nothing here is billable: mcprush charges nothing to install MonitorBankRates or to call it, at any volume.
Two independent axes, because powerful and malicious are different questions. The grade is threat only. The capability level is blast radius, and it is never a penalty on the grade — it is priced as one subtract-only term in the score, where you can see it.
| Term | Level | What it prices | Points |
|---|---|---|---|
| capability-exposure | minimal | capability blast radius (minimal) — client exposure if the model is manipulated | −0 |
| coverage-honesty | manifest | inspection depth (manifest) — how much of the target the scan could see | −4 |
What the scan could actually read
A grade is only as meaningful as its coverage, so the scanner publishes its own depth before it publishes its result.
The scan read each tool’s name, description, input schema and annotations exactly as the server listed them the last time it answered us; no code was reviewed. We ask the server again about once a month, and a list that changed is graded again.
The implementation source was not read — this reflects the declared tool metadata only.
Capability — what it could do if the model were manipulated
Tags derived from each tool’s schema and the implementation, not from what the tool calls itself. minimal is the level these add up to.
| Tool | Capability tags | Why the tag was assigned |
|---|---|---|
| get_best_rates | no tags | |
| get_average_rates | no tags | |
| search_institutions | no tags | |
| get_institution | no tags | |
| get_mortgage_lenders | no tags | |
| calculate_loan | no tags | |
| get_index | no tags | |
| list_rate_keys | no tags |
Toxic-flow graph
The lethal trifecta, checked as a graph rather than as a checklist: untrusted input, a sensitive source and an external sink have to meet before there is a path worth worrying about.
The public result for this release does not print the flow graph, so there is nothing to show here. That is not the same as "no paths were found": what the scan did read is above, under coverage.
Supply chain and provenance
This is the first scan of this surface here, so there is nothing yet to compare it against.
Every result on this tab comes from one deterministic pass over the published package — offline, rule by rule, and auditable line by line above. Same methodology version, same bytes, same score.
Release history
This is an address its publisher runs: which release it serves is theirs to choose, so there is nothing here to pin. The history below is for reading; the current release on file is 2.0.2.
No release note was published with this version.
One review per account, from a signed-in account that does not publish this listing. Nothing else is asked — you can say what you think before you install it. Publishers can reply once per review, and a review can be edited or deleted by whoever wrote it.
Any signed-in account that does not publish MonitorBankRates can review it, once — before installing it or after. A review from an account that has installed it is marked as one.
Nobody has reviewed this listing. The rating on the card is the mean of the reviews written here and nothing else, so there is no rating until somebody writes the first — which takes a signed-in account that does not publish it, and nothing else.