Model Context Protocol (MCP) server for freee API integration
DSCR Loan Calculator is installed from its publisher's own source and answers where it runs, so this marketplace is not in the path of a single call. There is no address here to send one to, and a panel that pretended otherwise would be showing you an answer we made up. Install it and call it from your own client — the Installation tab has the entry for each one.
What it does
DSCR loan calculator for rental property: DSCR, lender tiers, max loan, rent needed, amortization.
Quickstart
# 1 — add it to Claude Code
claude mcp add --scope user --transport http dscr-loan-calculator-mcp https://dscr-loan-calculator-mcp.lipmichal.workers.dev/mcp
# 2 — ask your agent for something these tools do
# calculate_dscr, max_loan_for_target_dscr, rent_needed_for_target_dscr and 2 more
DSCR Loan Calculator costs nothing on mcprush: there is no plan to choose here, no cap to set and nothing mcprush can bill you for.
Collected from a public index. Nobody has claimed this account, so nothing here was written by its author — claim it if it is yours.
Where are you running it?
Every route below installs the same thing and ends at the same approval screen. Nothing here runs on your machine and nothing runs on ours: this server answers at its publisher’s own address, and what you install is the connection straight to it.
This is a public server: it answers at its publisher’s own address and this marketplace is not in the path. Claude Code registers it in one command; --scope user makes it available in every project. The transport below is http, as the publisher's own manifest declares it.
claude mcp add --scope user --transport http dscr-loan-calculator-mcp https://dscr-loan-calculator-mcp.lipmichal.workers.dev/mcpReconnect, or start a new session, and the tools appear in the model’s tool list.
One config entry pointing straight at the publisher’s own address — this marketplace is not in the path, and nothing from this listing executes on your machine.
5 tools, with what each one reads, writes and reaches shown before you agree — the same list on every route above. Read the tool surface.
Tool surface
What the model actually sees. Descriptions are diffed on every release — see version history.
Debt service coverage ratio for a DSCR (investor) mortgage: qualifying rent / PITIA. Computes exact principal and interest with the annuity formula (monthly compounding, half-up cents) or the interest-only payment, adds tax, insurance, HOA and other housing costs per the Fannie Mae PITIA definition, and places the result in the common lender bands (1.25+, 1.00-1.24, 0.75-0.99, under 0.75) with sou
| Parameter | Type | Required | Notes |
|---|---|---|---|
| monthly_rent | number | yes | Gross monthly market rent in USD (lease or appraiser rent schedule). |
| vacancy_pct | number | no | Vacancy allowance in percent of gross rent. Default 0. Many lenders use gross rent with no vacancy. |
| loan_amount | number | no | Loan amount in USD. Give this, or purchase_price plus down_payment_pct. |
| purchase_price | number | no | Purchase price in USD. Used with down_payment_pct when loan_amount is not given. |
| down_payment_pct | number | no | Down payment in percent of price, e.g. 25. |
| annual_rate_pct | number | yes | Annual note rate in percent, e.g. 7.25. Up to 3 decimals. |
| term_years | integer | no | Amortization term in years. Default 30. |
| interest_only | boolean | no | Qualify on the interest-only payment (loan x rate / 12). Default false. |
| annual_property_tax | number | no | Annual property tax in USD. Default 0, but lenders always include it. |
| annual_insurance | number | no | Annual hazard insurance premium in USD. Default 0, but lenders always include it. |
| monthly_hoa | number | no | Monthly HOA or association dues in USD. Default 0. |
| monthly_other_housing | number | no | Other monthly housing costs in PITIA, such as flood insurance, ground rent or special assessments. Default 0. |
Solves for the largest whole-dollar loan whose PITIA keeps the DSCR at or above a target (default 1.25), given rent, rate, term, interest-only choice, tax, insurance and HOA. Optional purchase_price and max_ltv_pct give the minimum down payment and which limit binds. Exact cents arithmetic, checked against the rounded payment.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| monthly_rent | number | yes | Gross monthly market rent in USD. |
| vacancy_pct | number | no | Vacancy allowance in percent of gross rent. Default 0. Many lenders use gross rent with no vacancy. |
| target_dscr | number | no | Target DSCR, e.g. 1.25 or 1.0. Default 1.25. |
| annual_rate_pct | number | yes | Annual note rate in percent, e.g. 7.25. Up to 3 decimals. |
| term_years | integer | no | Amortization term in years. Default 30. |
| interest_only | boolean | no | Qualify on the interest-only payment (loan x rate / 12). Default false. |
| annual_property_tax | number | no | Annual property tax in USD. Default 0, but lenders always include it. |
| annual_insurance | number | no | Annual hazard insurance premium in USD. Default 0, but lenders always include it. |
| monthly_hoa | number | no | Monthly HOA or association dues in USD. Default 0. |
| monthly_other_housing | number | no | Other monthly housing costs in PITIA, such as flood insurance, ground rent or special assessments. Default 0. |
| purchase_price | number | no | Optional purchase price in USD, to report LTV and minimum down payment. |
| max_ltv_pct | number | no | Optional lender LTV cap in percent, e.g. 80. Needs purchase_price. |
Solves for the smallest monthly rent (to the cent, and rounded up to whole dollars) that reaches a target DSCR (default 1.25) for a given loan, rate, term, tax, insurance, HOA and vacancy. Also returns the rent for 0.75, 1.00 and 1.25. Rounds up, never down, so the rent always meets the target.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| loan_amount | number | no | Loan amount in USD. Give this, or purchase_price plus down_payment_pct. |
| purchase_price | number | no | Purchase price in USD. Used with down_payment_pct when loan_amount is not given. |
| down_payment_pct | number | no | Down payment in percent of price, e.g. 25. |
| annual_rate_pct | number | yes | Annual note rate in percent, e.g. 7.25. Up to 3 decimals. |
| term_years | integer | no | Amortization term in years. Default 30. |
| interest_only | boolean | no | Qualify on the interest-only payment (loan x rate / 12). Default false. |
| vacancy_pct | number | no | Vacancy allowance in percent of gross rent. Default 0. Many lenders use gross rent with no vacancy. |
| target_dscr | number | no | Target DSCR, e.g. 1.25 or 1.0. Default 1.25. |
| annual_property_tax | number | no | Annual property tax in USD. Default 0, but lenders always include it. |
| annual_insurance | number | no | Annual hazard insurance premium in USD. Default 0, but lenders always include it. |
| monthly_hoa | number | no | Monthly HOA or association dues in USD. Default 0. |
| monthly_other_housing | number | no | Other monthly housing costs in PITIA, such as flood insurance, ground rent or special assessments. Default 0. |
Compares 1 to 5 financing scenarios (rate, down payment, term, interest-only) on one property: loan amount, P&I, PITIA, DSCR, lender band, rent minus PITIA and total interest over the term. Names the scenario with the highest DSCR.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| purchase_price | number | yes | Purchase price in USD. |
| monthly_rent | number | yes | Gross monthly market rent in USD. |
| vacancy_pct | number | no | Vacancy allowance in percent of gross rent. Default 0. Many lenders use gross rent with no vacancy. |
| annual_property_tax | number | no | Annual property tax in USD. Default 0, but lenders always include it. |
| annual_insurance | number | no | Annual hazard insurance premium in USD. Default 0, but lenders always include it. |
| monthly_hoa | number | no | Monthly HOA or association dues in USD. Default 0. |
| monthly_other_housing | number | no | Other monthly housing costs in PITIA, such as flood insurance, ground rent or special assessments. Default 0. |
| scenarios | array | yes | 1 to 5 scenarios. |
Exact month-by-month amortization: monthly payment, number of payments, final payment, total interest, total paid and the remaining balance after chosen years. Supports an interest-only period followed by amortization over the remaining term, as many DSCR loans use. Interest is rounded half up to the cent each month, like a lender schedule.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| loan_amount | number | yes | Loan amount in USD. |
| annual_rate_pct | number | yes | Annual note rate in percent, e.g. 7.25. Up to 3 decimals. |
| term_years | integer | no | Amortization term in years. Default 30. |
| interest_only_years | integer | no | Interest-only years at the start, e.g. 10. Default 0. Must be less than term_years. |
| balance_after_years | array | no | Years after which to report the balance. Default [1, 5, 10]. |
- Every tool — any call limit is its publisher’s, not ours
- No card, and mcprush charges nothing for it
- Runs at its publisher’s own address — this marketplace is not in the path
- Nothing to cap, because mcprush bills nothing
What counts against your monthly calls
| Tool | Unit | Calls used | Out of the allowance |
|---|
Nothing here is billable: mcprush charges nothing to install DSCR Loan Calculator or to call it, at any volume.
Two independent axes, because powerful and malicious are different questions. The grade is threat only. The capability level is blast radius, and it is never a penalty on the grade — it is priced as one subtract-only term in the score, where you can see it.
| Term | Level | What it prices | Points |
|---|---|---|---|
| capability-exposure | minimal | capability blast radius (minimal) — client exposure if the model is manipulated | −0 |
| coverage-honesty | manifest | inspection depth (manifest) — how much of the target the scan could see | −4 |
What the scan could actually read
A grade is only as meaningful as its coverage, so the scanner publishes its own depth before it publishes its result.
The scan read each tool’s name, description, input schema and annotations exactly as the server listed them the last time it answered us; no code was reviewed. We ask the server again about once a month, and a list that changed is graded again.
The implementation source was not read — this reflects the declared tool metadata only.
Capability — what it could do if the model were manipulated
Tags derived from each tool’s schema and the implementation, not from what the tool calls itself. minimal is the level these add up to.
| Tool | Capability tags | Why the tag was assigned |
|---|---|---|
| calculate_dscr | no tags | |
| max_loan_for_target_dscr | no tags | |
| rent_needed_for_target_dscr | no tags | |
| compare_scenarios | no tags | |
| amortization_summary | no tags |
Toxic-flow graph
The lethal trifecta, checked as a graph rather than as a checklist: untrusted input, a sensitive source and an external sink have to meet before there is a path worth worrying about.
The public result for this release does not print the flow graph, so there is nothing to show here. That is not the same as "no paths were found": what the scan did read is above, under coverage.
Supply chain and provenance
This is the first scan of this surface here, so there is nothing yet to compare it against.
Every result on this tab comes from one deterministic pass over the published package — offline, rule by rule, and auditable line by line above. Same methodology version, same bytes, same score.
Release history
This is an address its publisher runs: which release it serves is theirs to choose, so there is nothing here to pin. The history below is for reading; the current release on file is 1.0.0.
No release note was published with this version.
One review per account, from a signed-in account that does not publish this listing. Nothing else is asked — you can say what you think before you install it. Publishers can reply once per review, and a review can be edited or deleted by whoever wrote it.
Any signed-in account that does not publish DSCR Loan Calculator can review it, once — before installing it or after. A review from an account that has installed it is marked as one.
Nobody has reviewed this listing. The rating on the card is the mean of the reviews written here and nothing else, so there is no rating until somebody writes the first — which takes a signed-in account that does not publish it, and nothing else.