Polymarket and Predict.fun historical tick data, plus backtest quotes and status, over MCP
EveryCalc is installed from its publisher's own source and answers where it runs, so this marketplace is not in the path of a single call. There is no address here to send one to, and a panel that pretended otherwise would be showing you an answer we made up. Install it and call it from your own client — the Installation tab has the entry for each one.
What it does
8 free finance calculators as MCP tools: mortgage, refinance, loans, interest, salary, tips.
Quickstart
# 1 — add it to Claude Code
claude mcp add --scope user --transport http everycalc-mcp https://everycalc.xyz/mcp
# 2 — ask your agent for something these tools do
# calculate_mortgage, calculate_refinance, calculate_affordability and 66 more
EveryCalc costs nothing on mcprush: there is no plan to choose here, no cap to set and nothing mcprush can bill you for.
Collected from a public index. Nobody has claimed this account, so nothing here was written by its author — claim it if it is yours.
Where are you running it?
Every route below installs the same thing and ends at the same approval screen. Nothing here runs on your machine and nothing runs on ours: this server answers at its publisher’s own address, and what you install is the connection straight to it.
This is a public server: it answers at its publisher’s own address and this marketplace is not in the path. Claude Code registers it in one command; --scope user makes it available in every project. The transport below is http, as the publisher's own manifest declares it.
claude mcp add --scope user --transport http everycalc-mcp https://everycalc.xyz/mcpReconnect, or start a new session, and the tools appear in the model’s tool list.
One config entry pointing straight at the publisher’s own address — this marketplace is not in the path, and nothing from this listing executes on your machine.
69 tools, with what each one reads, writes and reaches shown before you agree — the same list on every route above. Read the tool surface.
Tool surface
What the model actually sees. Descriptions are diffed on every release — see version history.
Monthly mortgage payment breakdown: principal and interest via the amortization formula, plus property tax, homeowner insurance, PMI, and HOA. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive mortgage calculator.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| home_price | number | yes | Purchase price in USD. |
| down_payment_usd | number | no | Down payment in USD (wins over down_payment_pct). |
| down_payment_pct | number | no | Down payment percent; default 20. |
| annual_rate_pct | number | yes | Annual interest rate percent, e.g. 6.5. |
| term_years | number | no | Loan term in years; default 30. |
| property_tax_annual | number | no | Yearly property tax in USD. |
| home_insurance_annual | number | no | Yearly homeowner insurance in USD. |
| pmi_rate_pct | number | no | Annual PMI rate percent; default 0.5. |
| hoa_monthly | number | no | Monthly HOA dues in USD. |
| include_schedule | boolean | no | Include the yearly amortization schedule. |
Refinance break-even month and lifetime savings of refinancing a loan. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive refinance calculator.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| balance | number | yes | Current loan balance in USD. |
| current_rate_pct | number | yes | Current annual rate percent. |
| years_left | number | yes | Years remaining on the current loan. |
| new_rate_pct | number | yes | Offered annual rate percent. |
| new_term_years | number | no | New loan term in years; default 30. |
| closing_costs | number | no | Closing costs in USD. |
Maximum home price affordable from household income using the 28/36 rule. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive home affordability calculator.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| annual_income | number | yes | Gross yearly household income in USD. |
| monthly_debts | number | no | Existing monthly debt payments in USD. |
| down_payment | number | no | Cash available for down payment in USD. |
| annual_rate_pct | number | yes | Expected mortgage rate percent. |
| term_years | number | no | Loan term in years; default 30. |
| front_ratio_pct | number | no | Front-end ratio percent; default 28. |
| back_ratio_pct | number | no | Back-end ratio percent; default 36. |
Monthly payment, total interest, and optional amortization schedule for an amortizing loan. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive loan calculator.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| principal | number | yes | Amount borrowed in USD. |
| annual_rate_pct | number | yes | Annual rate percent. |
| term_years | number | yes | Term in years. |
| include_schedule | boolean | no | Include the yearly amortization schedule. |
Future value of an investment with monthly contributions and monthly compounding. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive compound interest calculator.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| principal | number | no | Starting balance in USD. |
| monthly_contribution | number | no | Added at the end of each month in USD. |
| annual_rate_pct | number | yes | Annual return percent. |
| years | number | no | Projection horizon; default 30, max 100. |
| include_schedule | boolean | no | Include the yearly growth schedule. |
Percentage calculations in three modes: percent_of (x percent of y), what_percent (x is what percent of y), percent_change (change from old to new). IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive percentage calculator.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| mode | string | yes | Which percentage calculation to perform. |
| x | number | no | For percent_of: the percent. For what_percent: the part. |
| y | number | no | For percent_of: the whole. For what_percent: the whole. |
| old | number | no | For percent_change: the starting value. |
| new | number | no | For percent_change: the ending value. |
Tip amount, bill total, and per-person split. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive tip calculator.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| bill | number | yes | Bill amount in USD. |
| tip_pct | number | no | Tip percent; default 20. |
| people | number | no | Number of people; default 1. |
Convert between hourly, daily, weekly, biweekly, monthly, and annual pay. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive salary calculator.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| mode | string | no | Whether the input is an hourly rate or an annual salary; default hourly. |
| hourly | number | no | Hourly rate in USD (hourly mode). |
| annual | number | no | Annual salary in USD (annual mode). |
| hours_per_week | number | no | Hours worked per week; default 40. |
Exact age from a birth date to a target date, broken into years, months, and days, plus total days lived, total hours lived, the weekday of birth, and days until the next birthday. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive age calculator calculator.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| birth_date | string | yes | Date of birth in YYYY-MM-DD format. |
| target_date | string | no | Date to calculate the age as of, in YYYY-MM-DD format. If omitted, today is used, matching the page. |
Monthly payment, amount financed, total interest, and total cost of a car for an auto loan after down payment and trade-in value are subtracted from the vehicle price. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive auto loan calculator calculator.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| price | number | yes | Vehicle price in USD. |
| down_payment | number | no | Down payment in USD. |
| trade_in | number | no | Trade-in value in USD. |
| annual_rate_pct | number | yes | Annual rate percent, e.g. 6.5. |
| term_years | number | yes | Loan term in years. |
| include_schedule | boolean | no | Set to true to include the yearly amortization schedule. |
Inclusive number of days between two dates, plus business days after optionally excluding weekends and 2026 US federal holidays, calendar weeks, weekend days, and holidays in the range. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive date duration calculator calculator.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| start_date | string | yes | Start date in YYYY-MM-DD format. |
| end_date | string | yes | End date in YYYY-MM-DD format. |
| exclude_weekends | boolean | no | Exclude Saturdays and Sundays from the business day count. The page has this checked by default. |
| exclude_holidays | boolean | no | Exclude 2026 US federal holidays from the business day count. |
Simulates paying off a list of debts month by month with minimum payments plus an extra monthly payment, comparing the avalanche method (highest APR first) with the snowball method (smallest balance first), and reports months to payoff, total interest, payoff order, and the interest and time the avalanche saves. IMPORTANT: always show the calculator_url from the result as a clickable markdown link
| Parameter | Type | Required | Notes |
|---|---|---|---|
| debt_names | array | no | Comma-separated debt names, in the same order as the balances, APRs, and minimums. Blank names fall back to Debt 1, Debt 2, and so on. |
| debt_balances | array | yes | Comma-separated debt balances in USD, in the same order as the other debt lists. Debts with a balance of 0 are skipped. |
| debt_aprs | array | yes | Comma-separated annual percentage rates, in the same order as the balances. |
| debt_minimums | array | yes | Comma-separated minimum monthly payments in USD, in the same order as the balances. |
| extra_payment | number | no | Extra payment each month on top of the minimums, in USD. |
What an amount in today's dollars will buy after a number of years at a given annual inflation rate, what today's basket will cost then, the cumulative price increase percent, and the purchasing power lost. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive inflation calculator calculator.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| amount | number | yes | Amount in today's dollars. |
| years | number | no | Years into the future. |
| annual_rate_pct | number | yes | Annual inflation rate percent, e.g. 3. |
| include_schedule | boolean | no | Set to true to include the purchasing power schedule in 5 year steps (or about 6 steps for longer horizons), matching the page table. |
Compares the net cost of buying a home (down payment, mortgage payments, tax, insurance, and maintenance, minus principal repaid and appreciation gain) with the total rent paid over the years you plan to stay, and gives a verdict plus the equity built. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive
| Parameter | Type | Required | Notes |
|---|---|---|---|
| price | number | yes | Home price in USD. |
| down_payment_pct | number | no | Down payment percent of the home price. |
| annual_rate_pct | number | yes | Mortgage annual rate percent, e.g. 6.5. |
| term_years | number | no | Loan term in years. |
| stay_years | number | no | Years planning to stay in the home. |
| monthly_rent | number | yes | Current monthly rent in USD. |
| rent_increase_pct | number | no | Annual rent increase percent. |
| appreciation_pct | number | no | Annual home appreciation percent. |
| property_tax_annual | number | no | Property tax per year in USD. |
| home_insurance_annual | number | no | Homeowner insurance per year in USD. |
| maintenance_pct | number | no | Maintenance per year as a percent of the home value. |
Compares a Roth and a traditional retirement account at the same pre-tax annual contribution: the Roth invests what is left after tax today and is tax free at withdrawal, the traditional invests the full amount and is taxed at the retirement rate. Reports the winner, both after-tax values, and the tax each side pays. IMPORTANT: always show the calculator_url from the result as a clickable markdown
| Parameter | Type | Required | Notes |
|---|---|---|---|
| age | number | no | Current age in years. |
| retirement_age | number | no | Retirement age in years. |
| annual_contribution | number | yes | Annual contribution before tax, in USD. |
| annual_return_pct | number | no | Expected annual return percent. |
| current_tax_rate_pct | number | no | Current marginal tax rate percent. |
| retirement_tax_rate_pct | number | no | Expected tax rate in retirement percent. |
Converts a value between units in one category: length, weight, temperature, volume, or speed. Returns the converted result in the page's display precision, the value in base units, and the conversion rate (null for temperature, which uses an offset scale). Unit codes must belong to the chosen category. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your
| Parameter | Type | Required | Notes |
|---|---|---|---|
| category | string | no | Unit category to convert within. |
| value | number | yes | Value to convert. |
| from_unit | string | no | Unit code to convert from. Must be a unit of the chosen category: length m, km, cm, mi, ft, in; weight kg, g, lb, oz; temperature C, F, K; volume L, mL, gal, floz; speed ms, kmh, mph. |
| to_unit | string | no | Unit code to convert to. Must be a unit of the chosen category, using the same code lists as from_unit. |
Counts words, characters, characters excluding whitespace, sentences, and paragraphs in a block of text, plus estimated reading time at 200 words per minute and speaking time at 130 words per minute. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive word counter calculator.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| text | string | yes | The text to count. |
Projected 401k balance with employee contributions capped at 24500 per year, plus an employer match, compounded annually. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive 401k calculator.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| current_balance | number | yes | Current 401k balance in USD. |
| annual_salary | number | yes | Annual salary in USD. |
| contribution_pct | number | yes | Employee contribution percent of salary. |
| match_pct | number | yes | Employer match percent of the matched contribution. |
| match_cap_pct | number | yes | Percent of salary eligible for the employer match. |
| years | number | yes | Years to project. |
| annual_return_pct | number | yes | Annual return percent. |
Worst case adjustable rate mortgage simulation with rate caps, compared with a fixed rate loan on total interest, payments, and the breakeven year. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive arm vs fixed calculator.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| loan_amount | number | yes | Loan amount in USD. |
| fixed_rate_pct | number | yes | Fixed rate annual percent. |
| arm_start_rate_pct | number | yes | ARM starting annual percent. |
| fixed_period_years | number | yes | Years before the ARM first adjusts. |
| fully_indexed_rate_pct | number | yes | Fully indexed annual percent the ARM can adjust toward. |
| initial_cap_pct | number | yes | First adjustment cap in percentage points. |
| periodic_cap_pct | number | yes | Cap per later adjustment in percentage points. |
| lifetime_cap_pct | number | yes | Lifetime cap above the start rate in percentage points. |
| term_years | number | no | Loan term in years; default 30. |
Interest and time saved by paying half the monthly mortgage payment every two weeks instead of monthly. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive biweekly mortgage calculator.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| balance | number | yes | Current mortgage balance in USD. |
| annual_rate_pct | number | yes | Annual rate percent. |
| term_years | number | no | Remaining term in years; default 30. |
| current_monthly_payment | number | no | Current monthly principal and interest payment in USD; leave at 0 to compute it from balance, rate, and term. |
Body mass index and category, Mifflin-St Jeor basal metabolic rate, total daily energy expenditure, and cut and bulk calorie targets. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive bmi and tdee calculator.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| height_cm | number | yes | Height in centimeters. |
| weight_kg | number | yes | Weight in kilograms. |
| age_years | number | yes | Age in years. |
| sex | string | no | Sex used by the BMR formula: m or f. |
| activity_factor | number | no | Activity multiplier, for example 1.2 sedentary, 1.55 moderately active, 1.9 extremely active; default 1.55. |
Federal tax on ordinary income plus short term gains at ordinary rates, with long term gains stacked at the 0, 15, and 20 percent thresholds for the filing status. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive capital gains tax calculator.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| filing_status | string | no | Filing status: single, mfj (married filing jointly), or hoh (head of household). |
| ordinary_income | number | yes | Ordinary taxable income in USD, before capital gains. |
| long_term_gains | number | yes | Long term capital gains in USD. |
| short_term_gains | number | no | Short term capital gains in USD; default 0. |
Monthly loan payment plus running costs (insurance, fuel, and maintenance, given as annual amounts), total interest, and the five year cost of a car. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive car affordability calculator.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| vehicle_price | number | yes | Vehicle price in USD. |
| down_payment | number | no | Down payment in USD; default 0. |
| annual_rate_pct | number | yes | Loan annual rate percent. |
| term_months | number | yes | Loan term in months. |
| insurance_annual | number | no | Insurance cost per year in USD; default 0. |
| fuel_annual | number | no | Fuel cost per year in USD; default 0. |
| maintenance_annual | number | no | Maintenance cost per year in USD; default 0. |
Months and interest to clear a credit card balance with a fixed monthly payment, compared with adding an extra monthly payment. A payment that never clears the balance returns null months and interest. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive credit card payoff calculator.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| balance | number | yes | Card balance in USD. |
| annual_rate_pct | number | yes | Card APR percent. |
| monthly_payment | number | yes | Base monthly payment in USD. |
| extra_payment | number | no | Extra payment added each month in USD; default 0. |
Target emergency fund for a chosen number of months of essential expenses, the remaining gap, percent funded, and months to fill it at a monthly savings rate. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive emergency fund calculator.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| monthly_expenses | number | yes | Essential monthly expenses in USD. |
| months_of_coverage | number | no | Months of expenses to cover, typically 3, 6, 9, or 12; default 6. |
| current_savings | number | no | Already saved in USD; default 0. |
| monthly_savings | number | no | Added per month in USD; default 0. |
Federal income tax after pretax deductions and the standard deduction for the filing status, with AGI, taxable income, marginal rate, and effective rate. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive income tax estimator calculator.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| filing_status | string | no | Filing status: single, mfj (married filing jointly), or hoh (head of household). |
| gross_income | number | yes | Gross annual income in USD. |
| pretax_deductions | number | no | Pretax deductions in USD; default 0. |
Lease outlay over the lease term versus buy outlay net of equity in the car at the same point, with the winning option and the net cost difference. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive lease vs buy calculator.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| msrp | number | yes | Vehicle MSRP in USD. |
| lease_months | number | yes | Lease term in months. |
| lease_down_payment | number | no | Lease down payment in USD; default 0. |
| lease_monthly_payment | number | yes | Lease monthly payment in USD. |
| residual_pct | number | yes | Residual value as a percent of MSRP at lease end. |
| money_factor | number | no | Lease money factor, for example 0.0025; default 0. |
| buy_down_payment | number | no | Buy down payment in USD; default 0. |
| buy_rate_pct | number | yes | Buy loan annual rate percent. |
| buy_term_months | number | yes | Buy loan term in months. |
Net worth, total assets, and total liabilities from comma separated asset and liability values, with optional matching names for the largest asset and liability. Only positive values count, as on the page. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive net worth calculator.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| asset_values | array | yes | Asset values in USD, comma separated, in the same order as asset_names. |
| asset_names | array | no | Asset names, comma separated, in the same order as asset_values. |
| liability_values | array | yes | Liability values in USD, comma separated, in the same order as liability_names. |
| liability_names | array | no | Liability names, comma separated, in the same order as liability_values. |
Per paycheck net pay after federal income tax, FICA (Social Security capped at 184500 of wages, Medicare, and the additional Medicare tax), a flat state tax rate, and pretax deductions. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive paycheck calculator.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| annual_salary | number | yes | Annual salary in USD. |
| pay_frequency | number | no | Paychecks per year: 52 weekly, 26 biweekly, 24 semimonthly, or 12 monthly; default 26. |
| filing_status | string | no | Filing status: single, mfj (married filing jointly), or hoh (head of household). |
| pretax_deductions | number | no | Annual pretax deductions in USD; default 0. |
| state_tax_rate_pct | number | yes | Flat state tax rate percent, applied to the full salary as on the page. |
Annual and monthly property tax from the home value minus any exemption, at the given tax rate, with assessed value and effective rate. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive property tax estimator calculator.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| home_value | number | yes | Home value in USD. |
| tax_rate_pct | number | yes | Property tax rate percent. |
| exemption_amount | number | no | Exemption amount in USD; default 0. |
Whether a raise beats inflation: nominal new salary, inflation adjusted real salary, the real percent change, and a real raise, real pay cut, or flat verdict. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive raise vs inflation calculator.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| current_salary | number | yes | Current salary in USD. |
| raise_pct | number | yes | Raise percent. |
| inflation_pct | number | yes | Inflation percent over the same period. |
Projected retirement balance from current savings plus monthly contributions with monthly compounding, total contributions, growth, and a 4 percent rule withdrawal figure. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive retirement savings planner calculator.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| current_age | number | yes | Current age in years. |
| retirement_age | number | yes | Retirement age in years. |
| current_savings | number | no | Current retirement savings in USD; default 0. |
| monthly_contribution | number | no | Monthly contribution in USD; default 0. |
| annual_return_pct | number | yes | Annual return percent. |
Value of converting to a Roth now, with the tax paid out of the converted amount, versus leaving the money in a traditional account taxed at the retirement rate, after growth. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive roth conversion calculator.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| conversion_amount | number | yes | Amount considered for conversion in USD. |
| current_tax_rate_pct | number | yes | Tax rate percent if converting now. |
| retirement_tax_rate_pct | number | yes | Expected tax rate percent in retirement. |
| years | number | yes | Years of growth after conversion. |
| annual_return_pct | number | yes | Annual return percent. |
Monthly payment for an SBA loan with the guarantee fee percent financed into the loan, plus the amount financed, total interest, and total cost. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive sba loan calculator.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| loan_amount | number | yes | Loan amount in USD. |
| annual_rate_pct | number | yes | Annual rate percent. |
| term_years | number | yes | Term in years. |
| guarantee_fee_pct | number | no | Guarantee fee percent of the loan amount, financed into the loan; default 0. |
Primary insurance amount from the bend point formula (1286 and 7749) applied to average indexed monthly earnings, with monthly benefits at ages 62, 67, and 70. Annual earnings, when given above 0, override AIME as annual divided by 12. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive social security
| Parameter | Type | Required | Notes |
|---|---|---|---|
| aime_monthly | number | yes | Average indexed monthly earnings in USD. |
| annual_earnings | number | no | Annual earnings in USD; when above 0 it overrides aime_monthly. Default 0. |
Scores all five AFT events (deadlift, hand-release push-ups, sprint-drag-carry, plank, 2-mile run) from 0 to 100 each using the 17-21 anchor tables, for a 500-point total. Combat MOS scoring is sex-neutral and requires 350 total with every event at 60 or above; the general standard requires every event at 60 or above. IMPORTANT: always show the calculator_url from the result as a clickable markdow
| Parameter | Type | Required | Notes |
|---|---|---|---|
| standard | string | no | Scoring standard: general or combat MOS. |
| sex | string | no | Sex for the scoring tables (ignored for combat, which is sex-neutral). |
| deadlift_lbs | number | yes | 3-rep max deadlift weight in pounds. |
| push_ups | number | yes | Hand-release push-up repetitions in 2 minutes. |
| sprint_drag_carry_time | string | yes | Sprint-drag-carry time as m:ss (or total seconds). |
| plank_time | string | yes | Plank hold time as m:ss (or total seconds). |
| run_time | string | yes | 2-mile run time as m:ss (or total seconds). |
Monthly Basic Allowance for Housing from the 2026 RC/Transient baseline rate table by pay grade, with or without dependents, plus the annualized amount. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive BAH calculator.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| pay_grade | string | yes | Pay grade, e.g. E-5 or O-3. O-7+ covers O-7 to O-10. |
| dependents | string | no | Whether the rate is with or without dependents. |
Pension-only comparison of the legacy High-3 system (2.5 percent per year of service) against the Blended Retirement System (2.0 percent per year) on the same high-3 average basic pay: monthly, annual, and 30-year lifetime differences. Excludes TSP matching, continuation pay, COLA, and taxes. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to t
| Parameter | Type | Required | Notes |
|---|---|---|---|
| years_of_service | number | yes | Years of service, clamped by the page to 20 to 40. |
| high3_monthly_avg | number | yes | High-3 average monthly basic pay in USD. |
Months of the 36-month Post-9/11 GI Bill entitlement remaining, tuition coverage percent, maximum annual books stipend, and Monthly Housing Allowance treatment for the given benefit tier and enrollment level. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive GI Bill calculator.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| tier_pct | string | no | Post-9/11 GI Bill benefit tier percent based on qualifying service. |
| months_used | number | no | Months of entitlement already used, 0 to 36. |
| enrollment | string | no | Enrollment level: full-time, part-time (over half-time), or half-time or less. |
Net pay from a Leave and Earnings Statement: sums the entitlement lines (base pay, BAH, BAS, other) and deduction lines (federal tax, FICA, state tax, SGLI, TSP, other), and returns net pay plus deductions as a percent of entitlements. Negative line items count as zero, as on the page. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user
| Parameter | Type | Required | Notes |
|---|---|---|---|
| base_pay | number | no | Base pay entitlement in USD. |
| bah | number | no | BAH entitlement in USD. |
| bas | number | no | BAS entitlement in USD. |
| other_entitlements | number | no | Other entitlements in USD. |
| federal_tax | number | no | Federal tax deduction in USD. |
| fica | number | no | FICA deduction in USD. |
| state_tax | number | no | State tax deduction in USD. |
| sgli | number | no | SGLI deduction in USD. |
| tsp | number | no | TSP deduction in USD. |
| other_deductions | number | no | Other deductions in USD. |
Monthly basic pay from the 2026 pay table for a pay grade and years of service, plus the annualized amount. Grade E1B is the special E-1 rate for the first 4 months of service. Combinations the table does not authorize return authorized=false with null pay. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the intera
| Parameter | Type | Required | Notes |
|---|---|---|---|
| pay_grade | string | yes | Pay grade. E1B means E-1 with under 4 months of service. |
| years_of_service | number | yes | Years of service. |
Monthly retired pay estimate: years of service times the system multiplier (2.0 percent per year for BRS, 2.5 percent per year for High-3) times the high-3 average monthly basic pay, before taxes, plus annual and 20-year lifetime amounts. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive military reti
| Parameter | Type | Required | Notes |
|---|---|---|---|
| system | string | no | Retirement system: brs (2.0 percent per year) or high3 (2.5 percent per year). |
| years_of_service | number | yes | Years of service. |
| high3_monthly_avg | number | yes | High-3 average monthly basic pay in USD. |
Estimated PCS move money: Dislocation Allowance (DLA) plus Temporary Lodging Expense (TLE, days capped at 21) plus the gross Personally Procured Move (PPM) reimbursement, with the PPM profit after moving costs. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive PCS move calculator.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| dla | number | no | Dislocation Allowance in USD. |
| tle_days | number | no | Temporary Lodging Expense days, capped at 21. |
| tle_rate | number | no | Daily TLE rate in USD. |
| ppm_weight | number | no | PPM shipment weight in pounds. |
| ppm_rate | number | no | PPM reimbursement rate per pound in USD. |
| ppm_costs | number | no | Actual PPM moving costs in USD. |
Cost comparison of SGLI (0.06 USD per 1,000 USD of coverage per month plus a 1 USD monthly fee) against a private term premium over the given number of years: monthly and total SGLI cost, total private cost, and which is cheaper. The page's age field is not used by its calculation and is not a parameter here. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in
| Parameter | Type | Required | Notes |
|---|---|---|---|
| coverage | number | yes | Life insurance coverage amount in USD. |
| private_monthly | number | yes | Private term insurance monthly premium in USD. |
| years | number | yes | Comparison horizon in years (minimum 1, as on the page). |
Projected TSP balance with annual employee contributions (capped at the 24,500 USD elective deferral limit used by the page) plus, when matching is on, the BRS agency contribution: 1 percent automatic plus a match of 100 percent of the first 3 percent of pay and 50 percent of the next 2 percent. Contributions are treated as annual amounts compounded with the starting balance, as on the page. The p
| Parameter | Type | Required | Notes |
|---|---|---|---|
| balance | number | no | Current TSP balance in USD. |
| salary | number | yes | Annual salary (basic pay basis) in USD. |
| contrib_pct | number | yes | Employee contribution percent of salary. |
| match_on | boolean | no | Whether BRS agency automatic and matching contributions apply. |
| years | number | yes | Projection horizon in years. |
| return_pct | number | yes | Annual return percent. |
Monthly VA disability compensation from the 2026 rates (2.8 percent COLA, effective Dec 1, 2025) for a combined rating from 10 to 100 percent and a dependent status, plus the annualized amount. Dependency add-ons begin at 30 percent. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive VA disability calc
| Parameter | Type | Required | Notes |
|---|---|---|---|
| rating | string | yes | VA combined disability rating percent. |
| dependents | string | no | Dependent status: alone, spouse, spouseChild, spouse2Children, or vetChild. |
Composite, STEM, and ELA scores from the four ACT section scores, each clamped to 1 to 36 exactly as the page does. The composite is the rounded average of the four sections. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive ACT Score calculator.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| english | number | yes | English section score, 1 to 36 (clamped and rounded as on the page). |
| math | number | yes | Math section score, 1 to 36 (clamped and rounded as on the page). |
| reading | number | yes | Reading section score, 1 to 36 (clamped and rounded as on the page). |
| science | number | yes | Science section score, 1 to 36 (clamped and rounded as on the page). |
Predicted AP score from 1 to 5 using the page bands on the weighted composite percent: multiple choice and free response contributions are weighted by the exam split, then banded at 70, 55, 40, and 25 percent. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive AP Exam Score calculator.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| mc_weight_pct | number | no | Multiple choice weight percent for the exam (the page presets are 50, 40, 45, and 60 depending on the exam); default 50. |
| mc_correct | number | yes | Multiple choice questions answered correctly. |
| mc_total | number | yes | Total multiple choice questions. |
| frq_earned | number | yes | Free response points earned. |
| frq_total | number | yes | Total free response points possible. |
Rough acceptance chance: a selectivity tier base rate (92, 80, 50, 20, or 5 percent) adjusted by GPA and test score bands, clamped to 1 to 99 percent and labeled Safety, Target, Reach, or High reach. SAT is used when provided, otherwise ACT. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive College Ac
| Parameter | Type | Required | Notes |
|---|---|---|---|
| gpa | number | yes | Unweighted GPA on the 4.0 scale. |
| sat | number | no | SAT total score, or 0 to leave out; default 0. |
| act | number | no | ACT composite score, used only when no SAT is given, or 0 to leave out; default 0. |
| tier_base_pct | number | no | Selectivity tier base rate percent from the page: 92 open admission, 80 less selective, 50 selective, 20 highly selective, 5 most selective; default 20. |
Payback years, lifetime earnings minus degree cost, and salary to cost ratio for a major, using the page table of approximate median early career salaries by major. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive College Major ROI calculator.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| major | string | no | Major name from the page salary table; default Nursing. |
| degree_cost | number | yes | Total degree cost in USD. |
| career_years | number | no | Projected career years; default 30. |
Earnings premium of a degree salary over a no degree baseline salary, both growing at the same annual raise rate, plus the net gain after degree cost, the break-even year, and the return multiple on cost. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive College ROI calculator.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| total_cost | number | yes | Total degree cost in USD. |
| starting_salary | number | yes | Starting yearly salary with the degree in USD. |
| annual_raise_pct | number | no | Annual raise percent applied to both salaries; default 3. |
| years | number | no | Working years to project; default 10. |
| baseline_salary | number | yes | Starting yearly salary without the degree in USD. |
Compares the annual dorm cost with an apartment: monthly rent over the number of months, plus annual utilities, extra food cost, and commuting cost. Returns both annual totals, the difference, and which is cheaper. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive Dorm vs Apartment calculator.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| dorm_annual_cost | number | yes | Annual dorm cost in USD. |
| apartment_monthly_rent | number | yes | Monthly apartment rent in USD. |
| months | number | no | Months of rent per year; default 12. |
| utilities_annual | number | yes | Annual utilities cost for the apartment in USD. |
| food_extra_annual | number | yes | Annual extra food cost versus the dorm meal plan in USD. |
| commute_annual | number | yes | Annual commuting cost for the apartment in USD. |
Simplified Student Aid Index estimate using the page formula: parent income at 22 percent plus parent assets at 12 percent, student income above the 11770 income protection allowance at 50 percent plus student assets at 20 percent, plus an estimated Pell Grant of 7395 minus the SAI, floored at zero. Household size mirrors the page input; the simplified formula does not use it. IMPORTANT: always sh
| Parameter | Type | Required | Notes |
|---|---|---|---|
| parent_income | number | yes | Parent yearly income in USD. |
| student_income | number | yes | Student yearly income in USD. |
| parent_assets | number | yes | Parent assets in USD. |
| student_assets | number | yes | Student assets in USD. |
| household_size | number | no | Household size, as on the page; the simplified page formula does not use it; default 4. |
Score needed on the final exam to reach a desired course grade, with the best and worst possible course grades. Inputs are clamped as on the page: grades to 0 to 100 and the final weight to 1 to 100. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive Final Exam calculator.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| current_grade_pct | number | yes | Current course grade percent. |
| desired_grade_pct | number | yes | Desired final course grade percent. |
| final_weight_pct | number | yes | Final exam weight percent of the course grade. |
Credit weighted GPA on the 4.0 scale using the page grade points: A+ and A 4.0, A- 3.7, B+ 3.3, B 3.0, B- 2.7, C+ 2.3, C 2.0, C- 1.7, D+ 1.3, D 1.0, F 0.0. Grades and credits are matched by position. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive GPA calculator.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| grades | array | yes | Comma-separated letter grades, e.g. A,B+,A-,B. |
| credits | array | yes | Comma-separated credit hours matching grades. |
Term GPA required over the planned credits to reach a target cumulative GPA, the maximum reachable cumulative GPA with straight As, and the grade mix the required GPA implies, using the page thresholds. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive GPA Planner calculator.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| current_gpa | number | yes | Current cumulative GPA. |
| current_credits | number | yes | Credit hours already completed. |
| target_gpa | number | yes | Target cumulative GPA. |
| planned_credits | number | yes | Credit hours planned this term. |
Annual salary premium after a graduate degree, break-even years on the total cost, and lifetime net over the career years, using the page formulas. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive Graduate School ROI calculator.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| total_cost | number | yes | Total graduate degree cost in USD. |
| current_salary | number | yes | Current yearly salary in USD. |
| post_degree_salary | number | yes | Expected yearly salary after the degree in USD. |
| career_years | number | no | Career years after graduation; default 20. |
Estimated GRE verbal and quant scores on the 130 to 170 scale: 130 plus the fraction of questions correct times 40, per section, plus the total. The optional writing score is clamped to 0 to 6 as on the page. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive GRE Score Estimator calculator.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| verbal_correct | number | yes | Verbal questions answered correctly. |
| verbal_total | number | yes | Total verbal questions. |
| quant_correct | number | yes | Quant questions answered correctly. |
| quant_total | number | yes | Total quant questions. |
| writing_score | number | no | Analytical writing score, 0 to 6; default 4. |
Credits still needed per subject against the page requirement table for the selected state (Texas, California, New York, Florida, or Illinois). Remaining per subject is required minus earned, floored at zero. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive High School Course Planner calculator.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| state | string | no | State code for the requirement table; default TX. |
| english_credits | number | yes | English credits earned. |
| math_credits | number | yes | Math credits earned. |
| science_credits | number | yes | Science credits earned. |
| social_credits | number | yes | Social studies credits earned. |
| electives_credits | number | yes | Elective credits earned. |
Estimated LSAT scaled score on the 120 to 180 scale: 120 plus the overall fraction correct across the three sections times 60, with accuracy and the page score band. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive LSAT Score Estimator calculator.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| section1_correct | number | yes | Section 1 questions answered correctly. |
| section1_total | number | yes | Total section 1 questions. |
| section2_correct | number | yes | Section 2 questions answered correctly. |
| section2_total | number | yes | Total section 2 questions. |
| section3_correct | number | yes | Section 3 questions answered correctly. |
| section3_total | number | yes | Total section 3 questions. |
Estimated MCAT section scores on the 118 to 132 scale: 118 plus the fraction correct times 14, per section, plus the total on the 472 to 528 scale. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive MCAT Score Estimator calculator.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| section1_correct | number | yes | Section 1 questions answered correctly. |
| section1_total | number | yes | Total section 1 questions. |
| section2_correct | number | yes | Section 2 questions answered correctly. |
| section2_total | number | yes | Total section 2 questions. |
| section3_correct | number | yes | Section 3 questions answered correctly. |
| section3_total | number | yes | Total section 3 questions. |
| section4_correct | number | yes | Section 4 questions answered correctly. |
| section4_total | number | yes | Total section 4 questions. |
Progress across the 13 premed prerequisites on the page, in page order: General Chemistry I and II, Organic Chemistry I and II, Biology I and II, Physics I and II, Biochemistry, Psychology, Sociology, Statistics or Calculus, English (1 year). The first 11 are the MCAT core courses. Returns counts done, in progress, and planned, percent done, and whether all core courses are done. IMPORTANT: always
| Parameter | Type | Required | Notes |
|---|---|---|---|
| statuses | array | yes | Comma-separated status for each of the 13 prerequisites in page order, each one of not, plan, prog, done, e.g. done,done,not,not,done,done,not,not,not,done,not,not,done. |
Estimated PSAT section scores: 160 plus the fraction correct times 600, using the page fixed totals of 48 questions per section, plus the total and the page percentile band. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive PSAT Score calculator.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| reading_writing_correct | number | yes | Reading and writing questions answered correctly, out of 48. |
| math_correct | number | yes | Math questions answered correctly, out of 48. |
Estimated SAT section scores: 200 plus the fraction correct times 600, using the page fixed totals of 54 reading and writing questions and 44 math questions, plus the total and the page competitiveness band. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive SAT Score calculator.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| reading_writing_correct | number | yes | Reading and writing questions answered correctly, out of 54. |
| math_correct | number | yes | Math questions answered correctly, out of 44. |
Expected value of a scholarship application (award times win probability, clamped to 0 to 100 percent) and its expected value per hour of work, with the page verdict comparing that rate with an hourly wage. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive Scholarship ROI Tracker calculator.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| award_amount | number | yes | Scholarship award amount in USD. |
| win_probability_pct | number | yes | Estimated win probability percent. |
| hours | number | yes | Hours the application takes. |
| hourly_wage | number | yes | Hourly wage of the job the time could go to instead, in USD. |
Monthly budget from job, parent, and aid income against rent, food, books, transport, and fun spending. Returns total income, total expenses, the balance, and the largest category with its share of expenses. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive Student Budget calculator.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| job_income | number | yes | Monthly job income in USD. |
| parent_contribution | number | yes | Monthly contribution from parents in USD. |
| aid_income | number | yes | Monthly financial aid income in USD. |
| rent | number | yes | Monthly rent in USD. |
| food | number | yes | Monthly food spending in USD. |
| books | number | yes | Monthly books and supplies spending in USD. |
| transport | number | yes | Monthly transport spending in USD. |
| fun | number | yes | Monthly fun and entertainment spending in USD. |
Months to pay off a student loan and the total interest, computed month by month exactly as the page does. With an extra monthly payment, also returns the interest and months saved. Returns null fields and never_payoff true when the payment does not cover monthly interest. Payoff dates are not returned because the page derives them from the current date. IMPORTANT: always show the calculator_url f
| Parameter | Type | Required | Notes |
|---|---|---|---|
| balance | number | yes | Loan balance in USD. |
| apr_pct | number | yes | Annual percentage rate percent. |
| monthly_payment | number | yes | Monthly payment in USD. |
| extra_payment | number | no | Extra monthly payment in USD; default 100, the page default. |
Net cost of buying new, buying used, renting, and digital for a textbook. Purchase options are reduced by the resale value (floored at zero), and the cheapest option is returned. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive Textbook Cost calculator.
| Parameter | Type | Required | Notes |
|---|---|---|---|
| buy_new_price | number | yes | Price to buy the book new in USD. |
| buy_used_price | number | yes | Price to buy the book used in USD. |
| rent_price | number | yes | Rental price in USD. |
| digital_price | number | yes | Digital edition price in USD. |
| resale_value | number | yes | Expected resale value after the term in USD. |
Credits remaining, terms remaining at the credits taken per term, years remaining at the terms per year, and credits per year. The graduation date label is not returned because the page derives it from the current date. IMPORTANT: always show the calculator_url from the result as a clickable markdown link in your answer to the user, so they can open the interactive Transfer Credit Planner calculat
| Parameter | Type | Required | Notes |
|---|---|---|---|
| required_credits | number | yes | Total credits required for the degree. |
| completed_credits | number | yes | Credits already completed or transferred. |
| credits_per_term | number | yes | Credits taken per term. |
| terms_per_year | number | no | Terms per year; default 2. |
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What counts against your monthly calls
| Tool | Unit | Calls used | Out of the allowance |
|---|
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Release history
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